Buying a car is always very expensive and the range of financing options available can be both confusing and daunting. If you’re looking into getting a new car but don’t really understand the pros and cons of the different kinds of finance you can take out, here is a useful […]
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How to Finance Your Holiday Vacation
In these stressful times, a good holiday vacation in New York or out of the country is essential. People want to get away to visit family, see a new city for the first time or experience a different culture. However, money is quite often a serious issue. Few of us […]
The Basics of Merchant Cash Advance
If you are in need of quick money for a small business then a merchant cash advance can become a perfect shortcut to funding. Below we collected the basic information about merchant cash advance opportunity and also focus on the benefits it offers. How Does It Work? First and foremost […]
Secured vs. Unsecured Lending: The Key Considerations
The concept of consumer borrowing has been a hot topic since the Great Recession, particularly as irresponsible lending was considered to be one of the prime triggers of the sub-prime mortgage collapse in the US. We have seen the levels of consumer confidence and borrowing rise gradually as the global […]
Economies Post Sub-prime Crisis
In 2007, the great subprime crisis happened in the US that was caused by high home prices and the resultant housing bubble loss and failure of the Alt A assets that were linked to the housing sector. The banking sector issued bonds, the credit default swaps and the Alt-A assets […]
12 Personal Finance Moves You Should Make by Age 25
When you hear about personal finance goals, you will hear a lot about goals you should reach by the age of 30; however, 20 is fast becoming the new 30 and it is becoming more important to start setting and achieving these financial goals during your 20s. Unfortunately, too many […]
Financial Freedom is Attainable by Following These 3 Tips
Too many people are living paycheck to paycheck with little or no savings and a lot of debt. If you are in this situation, you are not alone, but it is important that you find a way to attain financial freedom and become financial secure. Follow these three tips to […]
Getting Rid of Excess Debt in 2016
If you're a working adult in America, chances are you have more debt to your name than you would prefer. That debt may come in the form of student loans, credit cards, mortgages, car loans and more. Whichever it is, chances are you're dealing with at least one of these […]
Wonga SA Promotes Improved Financial Literacy
Financial literacy is becoming a key issue; not just in South Africa where personal loans website Wonga are playing an active role in increasing awareness amongst their customer base, but in other countries too such as Saudi Arabia. In a recent survey carried out by Souqalmal.com (one of Saudi Arabia's […]
Importance of Credit Cards in Business
Owners of both small and medium enterprises often receive offers for credit cards. As a business owner, you need to consider the benefits of applying for a credit card that you can use for your financing needs. Credit cards are a popular form of business funding and provide the convenience […]
Can Wonga SA impact on personal finance literacy in South Africa?
The results of the 2nd annual customer survey have just been released by online loan company Wonga South Africa. It's an exercise Wonga began here in South Africa 2 years ago, and one that new CEO Brett Van Aswegen intends to continue. Given the climate of the payday loan industry […]
How You Can Get Control of Your Personal Finance through Debt Relief Strategies?
There is nothing wrong in seeking loan for a good cause. But, the situation deteriorates when a person fails to repay off the amount due to unprecedented incidents like losing of job, etc. But, anyhow, you have to make your repayments because you will be dragged into legal procedures by […]