When you apply for a Home Loan, the bank looks at your earnings, your liabilities, expenses, your job stability, and more. It’s also important to note that salaried applicants are favoured more than self-employed applicants because of the perceived assurance of a steady income. Besides this, factors like age and […]

Mental Health has a detrimental impact on people living with debt in their lives. We all know the financial problems that exist when in debt but not many people discuss the darker side that impacts so many of us. How Does Credit Card Debt Affect Mental Health? According to an […]

Consolidating your federal student loans is a great way of managing your payments, but it comes with several stipulations. Although the federal program lets students consolidate loans for a more streamlined payment, you need to consider several pros and cons. Are you looking into federal loan forgiveness vs. consolidation? Direct […]

Finding the right finance is crucial to get your new business venture off the ground. Being approved for a startup loan is an exciting prospect. It may well be the moment that a business idea becomes a business reality. Or it may help you bridge the gap between what you […]

What kind of lending risk are you? If you are looking to borrow money it is important to know. Your credit score is what potential lenders will use to determine whether or not they are willing to lend you money, how much they are willing to lend and at what […]

Automated Payroll Options For several small business entrepreneurs, payroll is a headache. To get rid of it, and still pay workers and tax enthusiasts on a detailed and time base, you will find a number of techniques to automate the procedure. These strategies include implementing payroll software program in-house, moving […]

If you are selling your business, be ready to receive a heavy tax bill. The truth is any careless mistakes can cost you heavily. Before you know it, you end up paying around half the money you receive for the sale as taxes and professional services fees. It takes a […]

In a perfect world, the fact that you run a reputable accountancy practice whose employees do everything the right way would be enough. We do not live in a perfect world and there is more than some need for accountancy practices to cut through the noise and get the name […]