Many cardholders have experienced a feeling of dread when finding purchases on their bank statements they were unaware of and had not made. It’s no surprise that it leads to a chargeback. The merchant stands to lose the revenue due to it not being a legitimate purchase. What is CNP […]
If you find yourself struggling with debt, then you might want to consider an Individual Voluntary Arrangement. Since they were first introduced under the Insolvency Act 1986, IVA’s have helped thousands of people across the UK to get themselves out of debt and firmly on the path to a much […]
Everyone has a different savings goal. Some people save to pay off their student loans while others save for retirement. There are also those with a specific, short-term plan, such as saving money for a holiday or a wedding. Whatever your saving dream, you’ll need to start saving to achieve […]
As the newspapers keep on reminding us, more and more people are starting their own business. There can of course be umpteen reasons behind this; nowadays for example you don’t need the bricks and mortars establishment that you once did, and the internet has most certainly made things much easier. […]
Wise usage of your credit card is very important for proper management of your finances. That is why you should make an effort to get the most out of your credit card. There are many things you can do in order to experience all the benefits that come from credit […]
Have you taken the time to sit down and look at your finances for the year of 2018? Are you a little more than disappointed? Maybe you made it your New Year’s resolution to manage your money better in 2019. Whatever the situation is, if you haven’t started yet now […]
When people move to the “City by the Bay,” they expect the best: great homes and better views of the beach and the city. These things, unfortunately, come with a price. According to Numbeo, the total cost of living in San Francisco is 62.6% higher than the U.S. average—and housing […]
It’s a safe bet your credit card statement doesn’t even register in the pantheon of your great reads. But when it comes to maintaining your financial health, it’s a document with which you should be well acquainted. In addition to keeping a running tally of your monthly expenditures, the information […]
Let’s face it, in today’s world, we are constantly surrounded by temptation to spend money. The fact is, living beyond our means has become the norm as we’re driven by society to meet ideals and expectations, fuelling a desire for more, for bigger and for better. We work hard for […]
College is an important time for young people to establish financial literacy skills and learn to make smart spending decisions, but many enter into this newfound independence unprepared – and vulnerable. Targeted by predatory credit card companies and tempted by consumer goods, many college students rack up extreme debt before […]
People are quite good at making money but most people have a problem making that money stick with them. Like most, one moment it’s there and then suddenly, it’s gone. The saddest thing is that most people can’t even explain where it went. I mean, how can an accountant not […]
Credit cards have become vital financing tools in the way we go about our regular transactions. Not only do they eliminate the need to carry cash all the time, they also help you maintain a good credit score, provided you use the card judiciously. Throw in the interest-free periods, attractive […]
