Debt and credit

Debt and credit

Debt Consolidation vs. Debt Relief 

What’s Better Debt Consolidation or Debt Relief? If you have high credit card balances and any type of high-interest secured or unsecured debt, a debt consolidation agency can assist you by consolidating all accounts into one low-interest loan. You can even include your car loan in debt consolidation. On the […]

Debt and credit

How to Negotiate a Better Credit Card Rate

One of the most important features of your credit card is the interest rate—the percentage of your existing balance that you’ll pay in interest per year (though usually compounded more frequently). This rate plays a major role in determining how quickly you can pay off your debts, and how much […]