What is a good credit score and why should you care?

What is a good credit score and why should you care?

What kind of lending risk are you? If you are looking to borrow money it is important to know. Your credit score is what potential lenders will use to determine whether or not they are willing to lend you money, how much they are willing to lend and at what […]

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The Importance of Credit Monitoring in the Digital Age

The Importance of Credit Monitoring in the Digital Age

The pace of life is becoming increasingly faster, as we move further along the digital age. Everything is done with the click of a button or a touch of a screen, and within seconds you have your result. Banking is no different with each of us holding at least 1 […]

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Economies Post Sub-prime Crisis

Economies Post Sub-prime Crisis

In 2007, the great subprime crisis happened in the US that was caused by high home prices and the resultant housing bubble loss and failure of the Alt A assets that were linked to the housing sector. The banking sector issued bonds, the credit default swaps and the Alt-A assets […]

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Getting Rid of Excess Debt in 2016

Getting Rid of Excess Debt in 2016

If you're a working adult in America, chances are you have more debt to your name than you would prefer. That debt may come in the form of student loans, credit cards, mortgages, car loans and more. Whichever it is, chances are you're dealing with at least one of these […]

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5 Bad Credit Score Improvement Tips to Manage Your History Report

5 Bad Credit Score Improvement Tips to Manage Your History Report

Some wounds are difficult to mend, but running into the trouble of a bad credit score is something that many would find hard to overcome. No there is no instant solution as such. The thing is that, nothing is impossible and wounds too need time and patience to heal. So […]

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5 Ways to Use Good Credit in Today's Economy

5 Ways to Use Good Credit in Today's Economy

People used to say "you are what you eat," but a timelier phrase for today's world would be "you are your credit score." No matter what you do for a living or how much of a consumer you are, it is imperative to build and maintain a solid credit score […]

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Guidelines to Get Rid of Credit Card Debt

Guidelines to Get Rid of Credit Card Debt

  The level of consumer financial debt has never been greater than in this economy. If you end up struggling to pay your credit card debt and hardly handling to cover your lowest expenses each 30 days, then you need tell on the type of financial debt options that are […]

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How to Eliminate Credit Card Debt in 5 Easy Steps

How to Eliminate Credit Card Debt in 5 Easy Steps

Why is it so difficult to eliminate credit card debt? The causes of credit card debts are varied, but usually have their origin in the following factors listed below in the article. – With a credit card, you have almost no knowledge of indebtedness. – The credit card is for […]

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