Credit history continues to be the largest obstacle in preventing small business owners from receiving a business loan. Considering that undercapitalization contributes to approximately 80% of new business failures, overcoming this obstacle is paramount. In order to have access to capital there are a few simple steps that you can […]
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The Worst College Hazing Incidents
People across Florida and the nation are watching the marching band at Florida A&M University. The group was recently taken off of suspension following the November 2011 death of one of its members during a hazing ritual. Robert Champion was a 26-year-old drum major who was beaten to death by […]
Understanding The Process of Acquiring a Mortgage
The process of a buying home can be complicated as it is probably the single, biggest purchase you will make in your life. Most likely you will have to borrow the money from a bank or other financial institution by getting a mortgage — a long-term loan secured by the […]
What Employers Should Know About Disputes
As an employer, either as a business owner or a professional in a managerial capacity with folks working under you, you should know the reality of working with other people. There will always be some disputes. Ideally it would have been nice if life went through its motions, ups and […]
History Of The Sunshine State: A Brief Look At Florida’s History
12,000 years ago the first humans to migrate to pre-historic Florida were tribes of Native Americans. Ancient animals roamed the land of Florida such as the saber-tooth tiger, the mastodon, and the giant armadillo. Native American tribes survived as hunter-gatherers living off small game, plants, nuts, and steady water supply. […]
How Consumer Class Action Lawsuits Work
The class action lawsuit is a type of civil lawsuit, but it is very different in several ways. This lawsuit will not be filed by one individual to address one person’s grievances. The consumer class action lawsuit may be filed by one person or more than one person, but it […]
Know Your Consumer Rights
For all practical purposes, the most protection that the public consumer had before the 1960s was the old adage Caveat Emptor (buyer beware.) Although fraud and corruption has not diminished any, there have been several legal tools implemented that do offer the public and consumers leverage in a form of […]
How To Negotiate Your Homeowners Insurance Claim
When something happens to our homes that cause us to have to make a homeowners insurance claim, it may seem easier to just leave the estimation of the damage up to our insurance company. Of course, keeping a current inventory and taking pictures of the damage will still have to […]