In 2007, the great subprime crisis happened in the US that was caused by high home prices and the resultant housing bubble loss and failure of the Alt A assets that were linked to the housing sector. The banking sector issued bonds, the credit default swaps and the Alt-A assets […]
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How LA Startup Fuhu Went Bankrupt [Infographic]
Startups are on the rise in many parts of the world but not all succeed in their mission. Some are able to sustain the business for many years while the others close shop after only a year or two. The Fuhu startup company in Los Angeles, California is one example […]
Golden Rules of making Real Estate Investments
Not only are properties being purchased to fulfill personal accommodation needs, but also for investment purposes. Whether you are planning to buy a residential or commercial asset either for personal accommodation or earning money, considerations are almost same. However, being a buyer, you have to pay attention to estimate the […]
The Importance of Recognising Danger: 3 Common Business Issues that Ultimately Lead to Insolvency
In generic job interview terms, problem solving is almost always listed as one of the key professional skills. This makes perfect sense on some levels, as individuals with the capacity for analytical thought and composure under pressure are well placed to thrive within the business environment and evolve into senior […]
Two Pricing & Positioning Mistakes to Avoid
Getting pricing and positioning right is the lifeblood of business. Succeeding makes the difference between a thriving company with satisfied customers and one that struggles to find the right market and balance the books. It can be particularly hard for small business owners who have little marketing experience. Not only […]
Basic Business Planning Strategies
There are a number of reasons why planning is necessary: 1. The future is not an extension of the past. 2. The rate of change in the marketplace will continue to accelerate. 3. Technological progress is taking place at an extraordinary rate. 4. Regulatory issues require constant attention. 5. Population […]
The DO's and DON'Ts of House-Hunting
Planning is important especially if you are hunting for your dream home. You can't just pick newspaper ads in random or click on banners around the web and visit the houses you've seen online or offline as soon as you're available. Not only does it consume a lot of energy […]
Help Deciding if a Loan Makes Sense For You
Borrowing money is a big decision because once you go into debt, you need to catch up and pay back the cost of the money you borrowed. Borrowing money is not free either, as you will need to pay interest for taking the loan. This means that not only do […]
Evaluating Next Day Loans: When Should Consumers Consider Short-term Credit?
In recent times, America has perfected the art of taking one step forward and two steps back with regards to the economy. After the second and third financial quarters delivered steady growth and a gradual reduction in the nation’s unemployment numbers, the federal government allowed this expansion to be significantly […]
Improving Credit Helps Small Business Owners Succeed
Credit history continues to be the largest obstacle in preventing small business owners from receiving a business loan. Considering that undercapitalization contributes to approximately 80% of new business failures, overcoming this obstacle is paramount. In order to have access to capital there are a few simple steps that you can […]
Small Business Challenges: Collecting on Unpaid Invoices
For most businesses to thrive, extending payment terms, rather than collecting payment up front for products and services, is necessary. Unfortunately, not all customers are great with paying their bills on time, and outstanding invoices can put the pinch on your cash flow and negatively impact your operation on numerous […]
UK Government Needs a New Approach to Lending
Anyone running their own business will have noticed the recent changes in borrowing in both terms of access to funding and the cost of finance. Access to funding is greatly restricted because of a worldwide recession and this has pushed up the cost of lending to those who can still […]