In recent years there has been an increase in the popularity of short-term alternative loans, such as payday and car title loans. This is mainly due to the current economic climate, where people find themselves without permanent or regular employment, with a bad credit history or perhaps facing a financial […]
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Common Mistakes That Loan Holders Make And How To Overcome It
Everybody needs money, be it for personal needs or business purposes. Borrowing loan is considered as one of the key ways to finance such needs. People generally take a personal loan to meet their immediate expenses like medical emergency, home renovation, wedding expenses, etc. As the business grows and expands, […]
Recognizing an Addiction Problem: How to Understand the Signs
Did you know that the most challenging phase of helping someone with an addiction problem is not the treatment phase? According to different reports, the most difficult phase anyone aiming to assist a drug addict can endure is the recognition phase. Strange as it may sound, it is pretty difficult […]
How to know when it’s time to hire a collection agency
Normally, people are ethically driven enough to be able to pay their debts to the company they have made a purchase from. Most customers follow this simple code of conduct and things work out for the better. However, it is the exceptions that prove the rule, and the exceptions can […]
The Ultimate Checklist for Launching Your Startup
If you have just landed on this post to fetch a practical checklist for launching a startup, then you might be already excited with one of the business ideas in your mind, that may or may not be worthy. So, before you proceed further, I would like to recommend you […]
6 Mistakes Not to Make When Buying a Franchise
Being our own boss is one of the biggest dreams and endeavors one can devote to today. There are plenty of ways to make that happen. This holds true especially today, with the advent of the Internet. The information is out there like it has never been before, right at […]
Start the Year with Confidence: Get Insured!
It’s a new year; filled with new hopes, new beginnings, resolutions & dreams. And here you are, a happy person leading an absolutely fit & healthy life, but would it be the same forever? The straightforward answer to this is, NO. Change is the universal truth & the same applies […]
What You Need To Do To Improve Your Credit Rating
No credible lender will give you a loan if you have a poor credit score. Those that do are most probably back street lenders and their loans usually carry hefty fees and huge penalties when you default on them. This, therefore, necessitates building and maintaining your credit score as high […]
The Misunderstood Millennial: Money Management Woes
Talk to the average Boomer long enough and they’ll let you know how Millenials — those slackers who make up Generation Y — pose a great threat to the economy. According to them, Millennials are lazy and self-satisfied people whose upbringing consisted of overprotective parents and participation awards. Overlooking the […]
Commercial loans: 5 obstacles you can be faced with
New businesses, small ventures in particular in Australia, are faced with numerous obstacles of getting off the ground due to the challenges of capital. The Small Business Credit Survey has revealed that about 22% of business owners have approached lenders in 2014 to apply for finance, and 54% of these […]
How to Manage Financial Difference in a Relationship
We hear a lot of talk about the inequality of women and men’s paychecks, but what happens when a woman earns more than her partner? Although the tables have turned and females got the right to be working moms bringing home the bread, this still affects the mindset of some […]
Top 9 Mistakes to Avoid When Taking Up a Personal Loan for Business
If you are in business, you must have realized that your savings aren’t enough to get things running. You have also realized that banks from your bank or the credit union may not be approved easily. Therefore, you need to raise money through an alternative means; personal loans. Compared to […]