If you're young and full of life chances are you haven't given much thought to your retirement. I mean, why would you, it's years away, and there are so many other financial hurdles to jump over at this stage. How will I pay off my mortgage? Should I be investing […]
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Clarifying Misconceptions about Solar Energy
There is a massive campaign around the world in using renewable energy, especially solar energy. Fossil fuels are depleting and so renewable energy is the way to go. However, there are still so many people who don't buy this idea. This is mainly because of their misconception about the solar […]
Advice to Successfully Get Lowest Car Loan Rates
Some customers will spend days to find out most affordable rates on a vehicle, yet some of them do not know about the best auto loan. If you do not have proper funding in place while going in a car dealership to buy, you’re leaving yourself susceptible to whatever terms […]
Importance of Credit Cards in Business
Owners of both small and medium enterprises often receive offers for credit cards. As a business owner, you need to consider the benefits of applying for a credit card that you can use for your financing needs. Credit cards are a popular form of business funding and provide the convenience […]
5 Bad Credit Score Improvement Tips to Manage Your History Report
Some wounds are difficult to mend, but running into the trouble of a bad credit score is something that many would find hard to overcome. No there is no instant solution as such. The thing is that, nothing is impossible and wounds too need time and patience to heal. So […]
Can Wonga SA impact on personal finance literacy in South Africa?
The results of the 2nd annual customer survey have just been released by online loan company Wonga South Africa. It's an exercise Wonga began here in South Africa 2 years ago, and one that new CEO Brett Van Aswegen intends to continue. Given the climate of the payday loan industry […]
Getting More Bang for Your Buck
In these uncertain times, you can’t afford to let your money get away from you. You’ve worked hard to make a living. Now you want to ensure that you and your family will be secure. With sound, financial decisions, you can have the peace of mind that comes with knowing […]
Why Debt Consolidation Is Not Always a Good Option?
Many people think of debt consolidation as a primary solution to their debt problems. However, most of the time it is an empty promise-not solve the root cause, and usually ends up generating even more problems. What is debt consolidation? Debt consolidation (or credit consolidation) implies to take a loan […]
Save your dollars on your car insurance policy - Expert tips for a fatter wallet
We all like to save money wherever it is possible. While we have to keep aside money for our credit card debt, electricity bills, cable costs, student loans. But who has extra money to pay to the insurance companies? Yes, majority of the people think that they're wasting their dollars […]
Student Loan Problems
Students study fewer hours today than they did ten years ago and yet are getting higher grades. We like to think that students are smarter these days, but the fact is that earning a degree is getting easier. The only problem is that you cannot explain this to students because […]
Self-Employed with Bad Credit? What You’ll Need to Get a Loan
Getting a loan of any kind when you have poor credit can seem like an impossible challenge, especially if you’re self-employed and don’t have a well-known employer to offer up as a reference. While obtaining approval for any conventional loan will typically require a decent credit score and proof of […]
How to Have a More Sensible Financial Health
Even if not all of us are able to secure an excessive amount of cash from work or from doing business, there are plenty of strategies on how each can make a good improvement. With the loads of information brought by technology, securing a personal economic status is within reach. […]