Search Results for "unsecured"

Economy

What is Ratio Analysis

It is recommended that trend analysis be used when evaluating the balance sheet, income statement, statement of cash flows, and ratios. Ideally, five years' worth of data should be used. Trend analysis is the comparing of key ratios from each year against industry norms to pinpoint movement toward improvement or decline in […]

Debt and credit

Bankruptcy 911: Steps to Take

Not only does filing for bankruptcy often carry with it a certain social stigma, but it is a painfully drawn out process as well. Whether an individual or family is looking to liquidate all assets through a Chapter 7 filing, or adjust their debts with a repayment plan via Chapter […]

Loans

Understanding Personal Loan Interest and How It Works

Personal loans can be tricky to understand. For many consumers, overlooking critical aspects of the loan contract or failing to understand certain terms can cause problems down the road. Understanding how personal loan interest works is a big part of solving this problem. The issue of loans and interest rates […]

Debt and credit

Workable Ways to Get Out of Debt

According to American Debt Advisor, around 80% of the population is in debt. If we exclude secured debt, car and home loans, there is still around 50% of the population carrying debt, some of it in the amount of tens of thousands of dollars. And these statistics are mirrored around […]

Debt and credit

Understanding Debt Settlement to Avoid Scams

Sometimes there are alternatives to bankruptcy, and depending on your particular situation one of those is debt settlement. Debt Settlement is a way of working with your creditors and debt collectors to settle your outstanding debts for less than the amount that you owe. Depending on the amount of money you […]

Debt and credit

Rebuilding Credit after Bankruptcy

Filing bankruptcy provides an opportunity for a fresh financial start; the psychological benefits of a debt-free existence are immense. But, it also has its downsides in that it totally kills your credit. This black mark will remain on your credit report for many years to come. While you will not […]

Interiors

The Main Advantages of a Home Security System

Whether you are using a more hedonistic, live for now, approach to spending, or a more thrifty approach, it’s almost impossible to go through life without accumulating at least a little “stuff.” If that stuff is expensive, or difficult to replace, you might want to consider protecting it. And even […]

IT

Advance Your Knowledge of Basic IT Tasks

New jobs are created in the IT industry everyday. The lacking supply of tech savvy students and workers is driving up the demand and salaries for IT employees. This is good news if you are interested in working in IT, but bad news if you are looking for someone to […]