Although the housing market is improving in many areas as values increase, obtaining a loan is still a challenge for a large number of people. Generally, banks continue to require high credit scores and decent down payments before giving loans to consumers looking to buy houses. For homeowners looking to make their […]
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How To Buy The Phone You Want For Less
Pretty much everyone nowadays has or wants a smart phone. The advantages of smart phones are many, you can call and text, but you can also email, surf the web, schedule tasks, watch videos and a whole host of other things. Given how dependent we’ve all become on constant connectivity, […]
What to Know About Affiliate Marketing
No matter what market you are doing business in; you typically need a product or service. But what do you do if you have neither of them yet? Or maybe you need to expand your offerings, but don't have the time or budget to invest into new services or products. […]
Know Your Consumer Rights
For all practical purposes, the most protection that the public consumer had before the 1960s was the old adage Caveat Emptor (buyer beware.) Although fraud and corruption has not diminished any, there have been several legal tools implemented that do offer the public and consumers leverage in a form of […]
What Is The Income Statement And Examples
Compared with the balance sheet reflecting the activity of a company at some point, the income statement shows the company’s financial situation over a long period of time. In other words, the income statement deals with the company’s revenues and expenses, presenting a summary of its financial activities from 3, […]
What Are The Security Standards for Online Payment Merchants
During the early days of the internet, a large proportion of web users were anxious about paying for goods or services online. At this time, there were a lot of horror stories being about online fraud and poor data security doing the rounds. Thankfully, since the turn of the century, […]
The ABC’s of Financing Your Small Business
Most people come up with an idea for a small business at some point in their lives. While there are plenty of people with business ideas, most people never follow through with them and turn them into a successful business. One of the big challenges that people have to overcome […]
Best Finance Apps for IPhone and Android
In years past, the way most people handled their personal accounts was to sit down at the kitchen table once a month and pour over bills and receipts. Indeed, keeping track of things like rent, grocery budget, car payment, utility bills, etc. was a time intensive process. However, technology has […]
Components of an Invoice
An invoice is a bill providing the client with necessary details on how to pay for goods or services he or she purchased. An invoice should also feature the necessary information and instruction on how the payment should be completed. Usually, invoices are sent before the goods are shipped but […]
Bitcoins and Home Sales: Is The Use of an Alternate Currency Safe?
There is no denying that the financial crisis has led some people to desperate measures. Anyone who watches television shows like Doomsday Preppers can witness the many ways in which people are preparing themselves for the End of the World as We Know It (a phrase that has actually earned […]
Reasons why Renting a Car is a Good Option
There are many people who love traveling to different places for various purposes. Although you have your own car, still you will not enjoy your trip if you are the one driving it. This makes sense of renting a car. However, some people ignored the idea because they think about […]