The energy performance certificate was introduced in England in 2007 and was put in place for homes with four bedrooms or more. The domestic properties were given an energy rating and since then, regulations have been put in place that requires smaller properties to have an energy performance certificate present […]
Search Results for "monthly bills"
Which Broadband Services in The UK Don’t Require a Direct Debit?
Any company that offers a service which is paid for monthly usually prefer to be paid through direct debit. In fact most broadband providers will insist on a direct debit. The real question is which broadband providers do not require this? There are a number of providers who offer some form of alternative […]
Is Pre-Paid Legal Insurance a Smart Investment?
We're living in dangerously litigious times. It sometimes seems like everyone is just waiting to sue for every little thing, to take someone's money or exact vengeance out of malice or envy. At the same time, it seems as though an ever-more-complex and complicated societal overlay of rules and laws […]
How to Obtain a Mortgage During Recession
Buying a property is a big decision. Ongoing costs like mortgage repayments, bills and repairs can prove expensive. With a mortgage you won’t be able to sell the property until you pay it off and if you fail to make your repayments each month then your lender can repossess the […]
Over 8 Million Only Have Savings To Cover One Month’s Rent
A new survey by the housing charity, Shelter, has found that one third of people in the UK would no longer be able to afford their rent or mortgage payments if they were to lose their job. Over 8 million Brits would run out of cash in just one month […]
Learn From Your Financial Mistakes
Have you ever found yourself in a situation where you are living week to week? Or perhaps you’ve managed to get yourself into debt with a mounting credit card bill or defaulted loan repayments. If these scenarios sound familiar then it’s time to have a good look at the way […]
The ABC’s of Financing Your Small Business
Most people come up with an idea for a small business at some point in their lives. While there are plenty of people with business ideas, most people never follow through with them and turn them into a successful business. One of the big challenges that people have to overcome […]
Don't lose the credit score that you've worked for - Can frugal living help?
It is a truth universally acknowledged that if you want to access credit, whether through credit cards or loans, you have to prove to the lenders that you will be able to pay back the entire amount that you borrow. But in order to get the credit that you deserve, […]