It’s a safe bet your credit card statement doesn’t even register in the pantheon of your great reads. But when it comes to maintaining your financial health, it’s a document with which you should be well acquainted. In addition to keeping a running tally of your monthly expenditures, the information […]
Personal finance
Strategic Spending: How to Tame your Spending Habits for Good
Let’s face it, in today’s world, we are constantly surrounded by temptation to spend money. The fact is, living beyond our means has become the norm as we’re driven by society to meet ideals and expectations, fuelling a desire for more, for bigger and for better. We work hard for […]
5 Spending Mistakes Every College Student Makes
College is an important time for young people to establish financial literacy skills and learn to make smart spending decisions, but many enter into this newfound independence unprepared – and vulnerable. Targeted by predatory credit card companies and tempted by consumer goods, many college students rack up extreme debt before […]
A Few Bright Ideas for Saving Money
People are quite good at making money but most people have a problem making that money stick with them. Like most, one moment it’s there and then suddenly, it’s gone. The saddest thing is that most people can’t even explain where it went. I mean, how can an accountant not […]
Simple Steps to Help You Choose a Credit Card in India
Credit cards have become vital financing tools in the way we go about our regular transactions. Not only do they eliminate the need to carry cash all the time, they also help you maintain a good credit score, provided you use the card judiciously. Throw in the interest-free periods, attractive […]
How to Reach Financial Stability before You Graduate College
With piling student loans, having some financial stability after college seems like a pipe dream, but that shouldn’t be the case. While it might be true that you’ll have loans to deal with, that’s not to say you can’t set yourself up for a rock-solid financial position upon graduation. Even […]
How You Can Save Money with Renewable Energy
Renewable energy sources such as wind and solar are much cleaner in comparison to fossil fuels. They allow generation of electricity at a much lower cost and you can save considerable amounts of money by installing renewable energy systems in your home. One of the major concerns for individuals investing […]
How to Grow Your Extra Cash
Frugal living and smart money management are the keys to setting aside some extra cash. Now that you have some money put away, you may wonder whether you can grow that extra cash through a careful investment: The answer is yes. You can invest a small amount of money into something […]
Several Ways Your Family Can Save Money
If you’re raising a family, you know how important it is to keep track of every dollar spent and to make sure that you stay on budget. Even if you’re putting money into savings and keeping up with your bills, you know how life can throw you a curveball and […]
This Is How Your House Leaks Money Daily
Do you take every opportunity to refinance your mortgage for the best interest rates? Did you know your mortgage is not the only way your house could be costing you unnecessarily? Here are ways your house could be leaking money daily, plus what you can do to turn the tide. […]
How to intelligently upgrade your lifestyle after coming into extra money
We all know the feeling, you just checked your bank account and your eyes light up. You’re not used to seeing that new number with all those extra zeros. A rush of adrenaline runs over you and you feel as if you can indulge in anything you want. But, not […]
Five Ways To Boost Your Earnings With Passive Income
We’re going to hear a lot of people talking about passive income in 2018. This new trend for boosting your income is attractive because it’s a way to make more money without continually having to put in the time as you would with a traditional job. If you work 9 […]