Friday, May 10, 2024
Over the next 40 years, the number of Americans aged 65 and up will more than double, reaching 80 million in 2040. In addition, between 2000 and 2040, the number of individuals aged 85 and up who require assistance with primary personal care will nearly treble. As more individuals are advancing […]
Planning on a home renovation project? Many people are improving their houses right now, which is partly because people are now generally spending more time at home since the pandemic and often working remotely. This means that many people need more space in the home or simply want to improve […]
According to FICO, the average credit score in America for 2021 is 716. In general, this is a good credit score, but it’s only the average score, and about 11.1 percent of American consumers have poor credit scores, i.e., scores less than 550. Are you one of them? Credit scores […]
Some people believe that photographs can have different meanings depending on who views them. In this age, when you and most people post selfies, groufies, and other photos, it is interesting to look at them and analyze what the pictures uploaded on social media say about the user. Psychologists say […]
Fixed-income investment instruments secured by mortgages on business properties instead of residential property are known as commercial mortgage-backed securities (CMBS). Property investors and business leaders alike can benefit from CMBS. However, the appraisal of CMBS can be problematic since there are no norms for standardization in their forms. For example, […]
Financial technology is seeing a new resurgence after a dull 2020, thanks to the eagerness of financial institutions to provide an enhanced digital payment solution using the latest technology. Investors in the financial sector seemed to have kicked off the year with a great start – placing huge bets on […]
If you’re an adult in the U.S., there’s a good chance you use a credit card (or in some cases, multiple credit cards) for the majority of your purchases. As a credit card holder, you’re assigned a unique number—a credit score—that credit card companies and lenders use to determine how […]
When you first get married, financial planning will be the last thing on your mind. You will still be high on the pure joy of the wedding, the honeymoon, and looking forward to a future together. However, money is at the root of many disputes between married couples. So, the […]
Figuring out whether to rent or to buy property is a big and important decision. Each of these options have their advantages and disadvantages. Before you decide which option to choose, you have to take some time and evaluate each option. The decision might affect your lifestyle. For instance, if […]
We all know that renovations are necessary. Just like any other thing your home is subject to wear with the passage of time. Renovations can be really taxing in terms of time, energy and money for the homeowners. If you think you don’t have enough funds to renovate your home […]
Getting your first home is a life-changing decision. Therefore, take the time to think about it and determine if purchasing a house is truly what you want. Are you ready to live in this area for the next 30 years? Can you accomplish your career goals if you stay here? […]
Why wouldn’t I want to buy with cash? It just makes sense not to pay more money for something at an unfavorable interest rate when you have the cash to buy it outright, correct? Not necessarily. Sometimes if you have cash available to you, it can benefit you more in […]