People often apply for loans when there is a need for the sudden inflow of cash to meet a medical expense, pay-off another loan, pay education fees, and more. Applying for a loan does not necessitate that it would be approved. It is wise to remember that the approval rate […]
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How to Become a Mortgage Broker in NZ
What does a Mortgage Broker do? Mortgage brokers are professionals who assist people in purchasing a house or property. Among the many services they provide to a buyer, the mortgage broker will assess their client’s financial situation, discuss their goals, explain the requirements necessary to help achieve the goal, and […]
Financial Concepts That Everyone Should Know
Schools don’t usually teach finance as part of the regular curriculum. But after we graduate, we will begin taking on economic responsibilities that can have life-long consequences, both positive and negative. Here are some of the most important concepts to know as early on as possible. Inflation Inflation is the […]
5 Banking Services Every Startup Needs
If we listed all the success stories of this generation’s entrepreneurs, we’d notice how society has welcomed an up-and-coming global force: that of the startup. Startups can be loosely defined as fledgling new businesses out to solve novel problems, engage new business solutions, and tap into yet untapped sectors of […]
A Quick Guide to Funding Your Restaurant Business
Everybody needs to eat. Which is why restaurants, when managed properly, can be a very lucrative business venture. But let’s be honest, starting a restaurant isn’t as easy as people thought it would be. It takes guts, effort, time, and not to mention, a whole lot of cash. Even if […]
Tough Questions a True Modern Citizen Must Answer
The current economic and political atmosphere is making a lot of people anxious and unsure of how to proceed with their lives. Though it is now relative easier to get and hold lucrative jobs, people are less sure of how much they should be saving, and what challenges they can […]
The Concept of Car Leasing
Car leasing is a fairly simple concept, but many consumers don’t fully understand it and are often afraid of it. Many assume it’s a clever “rent-to-own” scheme created by shady dealers to take peoples money. There are even so-called “experts” who claim leasing is a scam, saying it’s a waste […]
Things Could Get You into Trouble when Applying for a Loan
Loans can transform people’s lives and can destroy people’s lives. There are people who borrow $1000 dollars and transform it into millions, and there are those who borrow $100, 000 dollars and end up losing their home. The former took a calculated risk and the latter, just took a risk. […]
Methods to Get Money when Banks Don’t Help Due to Bad Credit
Often, stuff happens and we find ourselves in compromising situations. Bad credit is one of those situations. If this is you, however, don’t despair. Where there is a will, there is a way. In the following few words, I’m going to show you the way, actually, more than one way […]
How to Reach Financial Stability before You Graduate College
With piling student loans, having some financial stability after college seems like a pipe dream, but that shouldn’t be the case. While it might be true that you’ll have loans to deal with, that’s not to say you can’t set yourself up for a rock-solid financial position upon graduation. Even […]
The Hottest Fintech Companies from the Nordics
Norwegian fintech has grown from a very small sector to one with a large presence in a very short time. This is because the financial services landscape is changing. Everything from the blockchain to artificial intelligence is affecting consumer behavior, which then prompts changes in business models and financial services. […]
Natural Remedies For a Relaxing Summer
It’s summer and if you’re looking for ways to stay cool, calm, and refreshed, you are in luck. You have a lot of natural options to help you soothe your nerves and boost your energy. Sometimes, we get in a rut with what we drink. We reach for our ‘usual’ […]