The Affordable Care Act (ACA) was implemented by the Obama Administration in 2009, although it is only just now coming into effect for the average American. The individual mandate begins in 2014, which requires every American adult to have insurance for face a tax penalty. The impact of this new law is […]
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Considering Life Insurance When You’re Single
Financial protection is needed for growing families as well as for single individuals. Life insurance provides a viable solution to help shoulder certain debts and burial expenses. Several financial strategies could enable an individual to save money through life insurance products. Benefits of Life Insurance Life insurance is used to […]
Best Times to Purchase Life Insurance
The best time to purchase life insurance is when you are young. And you aren't getting any younger, so there's no time like the present. The younger you are, the cheaper your package will be. The main question for buying life insurance is whether or not you need it. Chances […]
Basic Types of Insurance
Some people live life with an almost reckless air, content to enjoy every moment as it comes without a thought to the future or “what ifs.” This happy-go-lucky attitude sometimes leads them to their downfall, especially when a crisis arises. When their rose-colored glasses have been shattered, they realize too […]
Mistakes to Avoid When Purchasing Life Insurance
If your death would leave your family in a serious financial bind, life insurance can offer a degree of protection. It can help pay the mortgage or put your children through college. Like other insurance products, there are lots of options and fine print. The stakes are high and you […]
The Search for Cheap Car Insurance: Prioritizing Value Over Cost
With concepts such as ‘under-employment’ and ‘working poor’ driving economic instability in 2013, it is all too easy for households to become preoccupied with the cost of products and services. While this is an important consideration for citizens, however, it is important that their investment delivers the necessary value for […]
How to Minimize Insurance Premiums when Buying a Car
When you enter into a fixed term financing agreement to purchase a car, it is easy to forget the key factors that influence your ability to afford it. Basic budgeting principles suggest that you will initially need to calculate your monthly income and outgoings, which will determine a set amount of […]
How to Create a Bespoke Health Insurance Policy
When it comes to your health, a one size fits all policy just won’t do it. More and more people are looking to tailor their health insurance policies to suit them, and their individual needs. So what should you include in your policy? Over 3.26 million people in Britain opt […]
When Should You Opt for 20 Year Term Insurance
If you are thinking of buying a life insurance and want an option where you can stay insured for few years, then a 20 year term life policy is the best you can opt for. This is because it offers low premium rates and also keeps you insured for 20 […]
Health Concerns when Applying for Life Insurance
The application process for life insurance can be very rigorous. There are many things that the companies will check to make sure that your risk of dying is as low as possible. One of the most important things going in is your medical checkup. There are many things that you […]
Pros and cons of obtaining offshore bank license
In a broad sense, offshores are territories with the most favorable conditions for doing business. These spaces received this name because most offshore companies are island states, but not all of them. A banking business registered in an offshore zone can become an effective tool for comfortable and safe entrepreneurship. […]
Strategic Real Estate Planning Your Guide to Profitable Investments
Real estate has long been a cornerstone of wealth creation, offering opportunities for both passive income and capital appreciation. However, navigating the complex world of real estate investing can be daunting, especially for newcomers. That’s where strategic real estate planning comes in, providing a roadmap for success and guiding you […]