People used to say "you are what you eat," but a timelier phrase for today's world would be "you are your credit score." No matter what you do for a living or how much of a consumer you are, it is imperative to build and maintain a solid credit score […]
Search Results for "bad credit"
How to Use Your Credit Card Safely without Breaking Your Bank
Credit cards can affect your personal finances, especially if you allow your bills to accumulate and become a huge debt. This can easily happen if you have a tendency to use your credit card, but do not keep up with your bills. Below are a few things you can do […]
Tips that Credit Card Providers Should Give to Their Customers
More and more credit card users are defaulting on their credit card payments to a point where the credit card companies have to use debt collectors to recover what customers owe them. Though credit card companies make money from late payment fees, perhaps shifting their approach to providing customer service […]
Debt is Bad Enough…Don't Let Debt Collectors Harass You Too!
Most of us have, at one point or another, been contacted by a debt collector. Whether we have had some unforeseen emergency arise or are simply behind in our bills, it is not hard to fall into debt. When we fall behind and those debt collectors start calling, our stress levels […]
How to Get a Good Deal on Your Credit Card
With a wealth of credit cards available, it's hard to know which deal to go for - and which will cater for your needs best. But here are a few helpful tips to point you in the direction of getting the best deal and also the right card to suit […]
The Psychology of Bad Driving
We see examples of bad driving on our roads all the time—tailgating, speeding, cutting other vehicles off. When somebody does something stupid that endangers us, we understandably get upset. We're just trying to get where we're going, and some careless driver is unnecessarily placing us in a risky situation and […]
Evaluating Next Day Loans: When Should Consumers Consider Short-term Credit?
In recent times, America has perfected the art of taking one step forward and two steps back with regards to the economy. After the second and third financial quarters delivered steady growth and a gradual reduction in the nation’s unemployment numbers, the federal government allowed this expansion to be significantly […]
Can Job Hopping Affect Your Credit Scores?
Many people are beginning to realize how important it is to keep tabs on their credit scores. There are many factors influencing your credit score and the more you know about them the better prepared you can be to deal with them. Today we are going to look at an […]
Improving Credit Helps Small Business Owners Succeed
Credit history continues to be the largest obstacle in preventing small business owners from receiving a business loan. Considering that undercapitalization contributes to approximately 80% of new business failures, overcoming this obstacle is paramount. In order to have access to capital there are a few simple steps that you can […]
How Credit Card Statement Reminds You Are in Debt
The credit card companies are making smart money since long. They have a little odd way of showing that they want customers to be debt free. They will always try that their customers make use of more and more of their credit limit and they can make huge profit on […]
Is Credit-Repair a Good Idea?
Though we all know that bad credit is not a permanent situation but we all have to accept that it could really bring us down. We get in a lot of bad situations if we have a bad credit. We cannot get the house or the car we always wanted […]
How To Buy A New Home With Poor Credit
People who couldn't afford the homes they purchased are responsible for a large portion of the economic downturn of 2007 and 2008. The people who loaned them money they couldn't afford to pay back are also responsible for this important moment in world economic history. Now, lenders aren't eager to […]