Monday, April 29, 2024
From smallest to biggest, financial decisions depend on credit rating. Either you buy an expensive car or take a microwave on installments, the credit rating is sure to play its role. However, situations happen, you fall into credit score issues, and countless adverse circumstances follow behind. The major issues with […]
Many people identify credit card as just another tool to make your purchasing easier, but while used appropriately, it can be a lot more. When used properly, a credit card can be even an ideal tool for you to build a good credit history or revert your bad credit to […]
One of the most important features of your credit card is the interest rate—the percentage of your existing balance that you’ll pay in interest per year (though usually compounded more frequently). This rate plays a major role in determining how quickly you can pay off your debts, and how much […]
Not many may realize it, but credit is important for businesses. Those who don’t know much about running businesses tend to think a good business is one that does not have any debt. That is definitely not the common case. Only a few businesses start without credit and continue operating […]
It’s almost impossible to be approved for a loan with a bad credit score. It’s also not easy to convince lenders to give you their money without the backing of a guarantor. That notwithstanding, it takes too much time to get a loan approved & processed even with a good […]
If you are running a small business and are contemplating whether you should start accepting credit card payments, this article will help you to make the final decision. I’ve outlined a few pressing benefits of making the jump and this can help you to validate your decision. The benefits of […]
No credible lender will give you a loan if you have a poor credit score. Those that do are most probably back street lenders and their loans usually carry hefty fees and huge penalties when you default on them. This, therefore, necessitates building and maintaining your credit score as high […]
What kind of lending risk are you? If you are looking to borrow money it is important to know. Your credit score is what potential lenders will use to determine whether or not they are willing to lend you money, how much they are willing to lend and at what […]
Online shopping reached heights that were not imaginable 10-20 years ago. It is now possible to buy anything you want online from shoes to food. Since the popularity of online shopping is so hard, it is obvious that dishonest individuals want to take advantage of the lack of knowledge people […]
Credit Union companies, which offer loans for car and boat purchases often, repossess vehicles if the owner fails to pay the loan amount. Then, to sell of those cars pretty quickly, they often opt for auctions or car listings and sales. This is where people, who are looking for huge […]
When you have a poor credit score, it is more than likely that you will be considered a risk and find it difficult to get loans from lenders. This situation can also arise if you have no credit history just because you have never borrowed money or have no credit […]
Filing bankruptcy is an indication that you have two things to worry about - 1) How would you recover your financial status? and 2) How would you rebuild your credit score? Every problem has a solution and speaking of your worries, well how about you begin with healing first. Healing […]