A 2011 survey conducted by insurers Scottish Widows highlighted that the British are quite a reserved bunch when it comes to talking about personal finance. Whilst 97% said they would gladly talk about their children to friends and family, a whopping 43% said they preferred never to talk about their […]
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What Is A SIPP And Should I Have One?
The Self-Invested Personal Pension or SIPP was first introduced in 1989. Unlike a conventional pension plan where the money is invested by the scheme manager, a SIPP allows you to choose where to invest your funds. You can have a SIPP alongside other pension schemes and can contribute up to […]
Learn From Your Financial Mistakes
Have you ever found yourself in a situation where you are living week to week? Or perhaps you’ve managed to get yourself into debt with a mounting credit card bill or defaulted loan repayments. If these scenarios sound familiar then it’s time to have a good look at the way […]
Mortgage Rates Fall Again while Credit Remains Tight
The fallout from the 2007-08 mortgage collapse continues to rear its ugly head some five years later. Kareem Serageldin, a former executive for Credit Suisse, pleaded guilty on April 12 to fraud after admitting to artificially inflating the value of mortgage bonds in 2007, in an attempt to mask the […]
Don't lose the credit score that you've worked for - Can frugal living help?
It is a truth universally acknowledged that if you want to access credit, whether through credit cards or loans, you have to prove to the lenders that you will be able to pay back the entire amount that you borrow. But in order to get the credit that you deserve, […]
Things to consider when implementing Adsense on your blog
Starting the last years, folks are looking for more opportunities to earn money and some considered online businesses a way to go. Though earning online is not as easy as it seems, there are actually many possibilities to generate an additional income along with the monthly wage. Blogging, selling items […]