Tips that Credit Card Providers Should Give to Their Customers

Tips that Credit Card Providers Should Give to Their Customers

More and more credit card users are defaulting on their credit card payments to a point where the credit card companies have to use debt collectors to recover what customers owe them. Though credit card companies make money from late payment fees, perhaps shifting their approach to providing customer service […]

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Things to Do during Debt Settlement

Things to Do during Debt Settlement

Debt settlement is one of the many options that you could take if you find yourself unable to pay off your debts. Debt settlement is a negotiation where your creditor allows you to pay lesser debt than what you owe. A debt settlement company can handle the negotiations for you […]

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Debt is Bad Enough…Don't Let Debt Collectors Harass You Too!

Debt is Bad Enough…Don't Let Debt Collectors Harass You Too!

Most of us have, at one point or another, been contacted by a debt collector. Whether we have had some unforeseen emergency arise or are simply behind in our bills, it is not hard to fall into debt. When we fall behind and those debt collectors start calling, our stress levels […]

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Research Shows Free Money Advice Cuts Debt, Reduces Mental Health Issues and Makes People Sleep Better!

Research Shows Free Money Advice Cuts Debt, Reduces Mental Health Issues and Makes People Sleep Better!

Lots of charities offer free money advice. Government supported charities and the CAB are all agencies that currently offer these services for free within the UK, but how useful are these services really? Do they tell you stuff you already know? Or are they really helpful? This blog focuses on […]

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How Having Debt Negatively Affects Your Life

How Having Debt Negatively Affects Your Life

Debt seems to be one of those issues that everyone struggles with at some point in their lives. Many people will have debt their entire lives, never being able to pay it off and break free of the cycle. Because it is such a common problem, many people think that […]

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Types of Debt You Must Get Rid Of before Retirement

Types of Debt You Must Get Rid Of before Retirement

Retirement is generally a distant blot on the horizon for most people, but unfortunately it turns into a dark cloud looming large soon enough. You can ensure that this cloud isn't dark enough by clearing up the maximum amount of your debt before you step into the golden years of […]

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Tips for Negotiating Debt Settlements

Tips for Negotiating Debt Settlements

Although it is never easy to face debt that has gone into default, it can turn out to be a far bigger booster of stress if people choose to ignore the onslaught of phone calls and collection notices rather than negotiating towards a solution. The basic and understood fact is […]

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The Best Credit Card is Not Just a Credit Card

The Best Credit Card is Not Just a Credit Card

Decisions are always tough. People really do like to be led along. Give them a single choice, and they will happily follow it because it is an easy path. But nobody like to be told what to do. People like to have options, even if they find it tough to choose-even […]

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Car Title Loans-The Easy Way to Get Credit Even with a Bad Credit History

Car Title Loans-The Easy Way to Get Credit Even with a Bad Credit History

Money, always the necessary evil; when it's there, it's fueling our capitalistic tendencies and when it's not there, it is toppling world economies. It gets worse for those without money and without credit. So what's the practical solution here? The tough economic times we are experiencing have meant that we’ve […]

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How to Get a Good Deal on Your Credit Card

How to Get a Good Deal on Your Credit Card

With a wealth of credit cards available, it's hard to know which deal to go for - and which will cater for your needs best. But here are a few helpful tips to point you in the direction of getting the best deal and also the right card to suit […]

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Bankruptcy 911: Steps to Take

Bankruptcy 911: Steps to Take

Not only does filing for bankruptcy often carry with it a certain social stigma, but it is a painfully drawn out process as well. Whether an individual or family is looking to liquidate all assets through a Chapter 7 filing, or adjust their debts with a repayment plan via Chapter […]

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Prevention is Better than Cure: Tips to Avoid Bad Debt

Prevention is Better than Cure: Tips to Avoid Bad Debt

If you have worked hard to deliver goods or services to somebody, the least you can expect is for the client to pay you. Unfortunately, there are some unscrupulous clients who will try everything they can to avoid paying. It can be costly trying to recover a debt. If you […]

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