How Having Debt Negatively Affects Your Life

How Having Debt Negatively Affects Your Life

Debt seems to be one of those issues that everyone struggles with at some point in their lives. Many people will have debt their entire lives, never being able to pay it off and break free of the cycle. Because it is such a common problem, many people think that […]

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Types of Debt You Must Get Rid Of before Retirement

Types of Debt You Must Get Rid Of before Retirement

Retirement is generally a distant blot on the horizon for most people, but unfortunately it turns into a dark cloud looming large soon enough. You can ensure that this cloud isn't dark enough by clearing up the maximum amount of your debt before you step into the golden years of […]

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Tips for Negotiating Debt Settlements

Tips for Negotiating Debt Settlements

Although it is never easy to face debt that has gone into default, it can turn out to be a far bigger booster of stress if people choose to ignore the onslaught of phone calls and collection notices rather than negotiating towards a solution. The basic and understood fact is […]

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The Best Credit Card is Not Just a Credit Card

The Best Credit Card is Not Just a Credit Card

Decisions are always tough. People really do like to be led along. Give them a single choice, and they will happily follow it because it is an easy path. But nobody like to be told what to do. People like to have options, even if they find it tough to choose-even […]

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Car Title Loans-The Easy Way to Get Credit Even with a Bad Credit History

Car Title Loans-The Easy Way to Get Credit Even with a Bad Credit History

Money, always the necessary evil; when it's there, it's fueling our capitalistic tendencies and when it's not there, it is toppling world economies. It gets worse for those without money and without credit. So what's the practical solution here? The tough economic times we are experiencing have meant that we’ve […]

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How to Get a Good Deal on Your Credit Card

How to Get a Good Deal on Your Credit Card

With a wealth of credit cards available, it's hard to know which deal to go for - and which will cater for your needs best. But here are a few helpful tips to point you in the direction of getting the best deal and also the right card to suit […]

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Bankruptcy 911: Steps to Take

Bankruptcy 911: Steps to Take

Not only does filing for bankruptcy often carry with it a certain social stigma, but it is a painfully drawn out process as well. Whether an individual or family is looking to liquidate all assets through a Chapter 7 filing, or adjust their debts with a repayment plan via Chapter […]

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Prevention is Better than Cure: Tips to Avoid Bad Debt

Prevention is Better than Cure: Tips to Avoid Bad Debt

If you have worked hard to deliver goods or services to somebody, the least you can expect is for the client to pay you. Unfortunately, there are some unscrupulous clients who will try everything they can to avoid paying. It can be costly trying to recover a debt. If you […]

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Can Job Hopping Affect Your Credit Scores?

Can Job Hopping Affect Your Credit Scores?

Many people are beginning to realize how important it is to keep tabs on their credit scores. There are many factors influencing your credit score and the more you know about them the better prepared you can be to deal with them. Today we are going to look at an […]

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Your Business Is Struggling with Debt? Consider Your Options For a Fresh Start When Filing for Bankruptcy

Your Business Is Struggling with Debt? Consider Your Options For a Fresh Start When Filing for Bankruptcy

The idea of filing bankruptcy may be scary. For many people, they may fear that taking such an action will be admitting failure, or that it will negatively affect their credit rating on a permanent basis. Neither of those fears are based in fact. In fact, bankruptcy laws were enacted to help […]

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Improving Credit Helps Small Business Owners Succeed

Improving Credit Helps Small Business Owners Succeed

Credit history continues to be the largest obstacle in preventing small business owners from receiving a business loan. Considering that undercapitalization contributes to approximately 80% of new business failures, overcoming this obstacle is paramount. In order to have access to capital there are a few simple steps that you can […]

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Workable Ways to Get Out of Debt

Workable Ways to Get Out of Debt

According to American Debt Advisor, around 80% of the population is in debt. If we exclude secured debt, car and home loans, there is still around 50% of the population carrying debt, some of it in the amount of tens of thousands of dollars. And these statistics are mirrored around […]

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