Some wounds are difficult to mend, but running into the trouble of a bad credit score is something that many would find hard to overcome. No there is no instant solution as such. The thing is that, nothing is impossible and wounds too need time and patience to heal. So […]

People used to say "you are what you eat," but a timelier phrase for today's world would be "you are your credit score." No matter what you do for a living or how much of a consumer you are, it is imperative to build and maintain a solid credit score […]

  The level of consumer financial debt has never been greater than in this economy. If you end up struggling to pay your credit card debt and hardly handling to cover your lowest expenses each 30 days, then you need tell on the type of financial debt options that are […]

Why is it so difficult to eliminate credit card debt? The causes of credit card debts are varied, but usually have their origin in the following factors listed below in the article. – With a credit card, you have almost no knowledge of indebtedness. – The credit card is for […]

Many people think of debt consolidation as a primary solution to their debt problems. However, most of the time it is an empty promise-not solve the root cause, and usually ends up generating even more problems. What is debt consolidation? Debt consolidation (or credit consolidation) implies to take a loan […]

Credit cards can affect your personal finances, especially if you allow your bills to accumulate and become a huge debt. This can easily happen if you have a tendency to use your credit card, but do not keep up with your bills. Below are a few things you can do […]

The current economic situation in this highly competitive world has become a headache for many people and it has even forced them to remain awake even in night in fear of financial uncertainty. Increasing debt has transformed the life of many people into a grave and most of them are […]

Your credit score is your life. Or at least it may seem that way. Indeed, your three-digit credit score may open or shut doors, including keeping you from obtaining new credit or finding credit at favorable rates. A score of at least 700 shows good credit management. Here's how to […]

More and more credit card users are defaulting on their credit card payments to a point where the credit card companies have to use debt collectors to recover what customers owe them. Though credit card companies make money from late payment fees, perhaps shifting their approach to providing customer service […]

Debt settlement is one of the many options that you could take if you find yourself unable to pay off your debts. Debt settlement is a negotiation where your creditor allows you to pay lesser debt than what you owe. A debt settlement company can handle the negotiations for you […]

Most of us have, at one point or another, been contacted by a debt collector. Whether we have had some unforeseen emergency arise or are simply behind in our bills, it is not hard to fall into debt. When we fall behind and those debt collectors start calling, our stress levels […]

Lots of charities offer free money advice. Government supported charities and the CAB are all agencies that currently offer these services for free within the UK, but how useful are these services really? Do they tell you stuff you already know? Or are they really helpful? This blog focuses on […]