What is a good credit score and why should you care?

What is a good credit score and why should you care?

What kind of lending risk are you? If you are looking to borrow money it is important to know. Your credit score is what potential lenders will use to determine whether or not they are willing to lend you money, how much they are willing to lend and at what […]

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The Importance of Credit Monitoring in the Digital Age

The Importance of Credit Monitoring in the Digital Age

The pace of life is becoming increasingly faster, as we move further along the digital age. Everything is done with the click of a button or a touch of a screen, and within seconds you have your result. Banking is no different with each of us holding at least 1 […]

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Economies Post Sub-prime Crisis

Economies Post Sub-prime Crisis

In 2007, the great subprime crisis happened in the US that was caused by high home prices and the resultant housing bubble loss and failure of the Alt A assets that were linked to the housing sector. The banking sector issued bonds, the credit default swaps and the Alt-A assets […]

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Getting Rid of Excess Debt in 2016

Getting Rid of Excess Debt in 2016

If you're a working adult in America, chances are you have more debt to your name than you would prefer. That debt may come in the form of student loans, credit cards, mortgages, car loans and more. Whichever it is, chances are you're dealing with at least one of these […]

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5 Bad Credit Score Improvement Tips to Manage Your History Report

5 Bad Credit Score Improvement Tips to Manage Your History Report

Some wounds are difficult to mend, but running into the trouble of a bad credit score is something that many would find hard to overcome. No there is no instant solution as such. The thing is that, nothing is impossible and wounds too need time and patience to heal. So […]

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5 Ways to Use Good Credit in Today's Economy

5 Ways to Use Good Credit in Today's Economy

People used to say "you are what you eat," but a timelier phrase for today's world would be "you are your credit score." No matter what you do for a living or how much of a consumer you are, it is imperative to build and maintain a solid credit score […]

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Guidelines to Get Rid of Credit Card Debt

Guidelines to Get Rid of Credit Card Debt

  The level of consumer financial debt has never been greater than in this economy. If you end up struggling to pay your credit card debt and hardly handling to cover your lowest expenses each 30 days, then you need tell on the type of financial debt options that are […]

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How to Eliminate Credit Card Debt in 5 Easy Steps

How to Eliminate Credit Card Debt in 5 Easy Steps

Why is it so difficult to eliminate credit card debt? The causes of credit card debts are varied, but usually have their origin in the following factors listed below in the article. – With a credit card, you have almost no knowledge of indebtedness. – The credit card is for […]

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Why Debt Consolidation Is Not Always a Good Option?

Why Debt Consolidation Is Not Always a Good Option?

Many people think of debt consolidation as a primary solution to their debt problems. However, most of the time it is an empty promise-not solve the root cause, and usually ends up generating even more problems. What is debt consolidation? Debt consolidation (or credit consolidation) implies to take a loan […]

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How to Use Your Credit Card Safely without Breaking Your Bank

How to Use Your Credit Card Safely without Breaking Your Bank

Credit cards can affect your personal finances, especially if you allow your bills to accumulate and become a huge debt. This can easily happen if you have a tendency to use your credit card, but do not keep up with your bills. Below are a few things you can do […]

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Guide on Debt Relief Options for Consumers

Guide on Debt Relief Options for Consumers

The current economic situation in this highly competitive world has become a headache for many people and it has even forced them to remain awake even in night in fear of financial uncertainty. Increasing debt has transformed the life of many people into a grave and most of them are […]

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How to Improve Your Credit Score

How to Improve Your Credit Score

Your credit score is your life. Or at least it may seem that way. Indeed, your three-digit credit score may open or shut doors, including keeping you from obtaining new credit or finding credit at favorable rates. A score of at least 700 shows good credit management. Here's how to […]

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