Monday, December 11, 2023
State Bank of India (SBI) offers a range of SBI lifetime-free credit cards, including options that are “lifetime free” meaning they do not charge any annual fee. One such option is the SBI Card Unnati, which is free for the first four years with no annual fee during this period. […]
If your business operates with customers making payments in person, having the right credit card machine is critical for two reasons. Firstly, you want to make sure that the machine is secure so that the payment can go from a customer’s account into your account seamlessly. Secondly, you want to […]
The unexpected arrival of Covid-19 has had a significant impact on the Indian economy. It has led to job-cuts, high pay cuts, and disruption in businesses processes. The effect of pandemic also extended to the personal financial health of families and individuals. For people who faced a severe economic crisis […]
Many people identify credit card as just another tool to make your purchasing easier, but while used appropriately, it can be a lot more. When used properly, a credit card can be even an ideal tool for you to build a good credit history or revert your bad credit to […]
When it comes to how you can pay credit cards bills and clear your dues, the more choices you have, the easier it gets. Ensuring timely payment of your credit card bills is key to maintaining your credit score and eliminating penalty charges. These days, issuers have a variety of […]
One of the most important features of your credit card is the interest rate—the percentage of your existing balance that you’ll pay in interest per year (though usually compounded more frequently). This rate plays a major role in determining how quickly you can pay off your debts, and how much […]
Your credit card statement is something you need to go through carefully if you own a credit card. It is not similar to any other bill that you receive at home. The statement is a summary of all the transactions you have made, outstanding amount, reward points earned/redeemed, etc. However, […]
Wise usage of your credit card is very important for proper management of your finances. That is why you should make an effort to get the most out of your credit card. There are many things you can do in order to experience all the benefits that come from credit […]
It’s a safe bet your credit card statement doesn’t even register in the pantheon of your great reads. But when it comes to maintaining your financial health, it’s a document with which you should be well acquainted. In addition to keeping a running tally of your monthly expenditures, the information […]
Credit cards have become vital financing tools in the way we go about our regular transactions. Not only do they eliminate the need to carry cash all the time, they also help you maintain a good credit score, provided you use the card judiciously. Throw in the interest-free periods, attractive […]
Have you always used a debit card to date? It might be time to switch to a credit card given its many benefits. If you were always under the impression that credit cards are only good for making purchases, think again. Credit cards have several advantages over the debit cards, […]
Credit card debt is something we all know about and hope it never happens to us, but the reality is that it’s affecting an increasing number of Australians. Initially, cardholders get a monthly statement with a minimum payment due and pay what is a reasonable amount, and it all seems […]