According to American Debt Advisor, around 80% of the population is in debt. If we exclude secured debt, car and home loans, there is still around 50% of the population carrying debt, some of it in the amount of tens of thousands of dollars. And these statistics are mirrored around […]
Search Results for "personal debt"
Understanding Debt Settlement to Avoid Scams
Sometimes there are alternatives to bankruptcy, and depending on your particular situation one of those is debt settlement. Debt Settlement is a way of working with your creditors and debt collectors to settle your outstanding debts for less than the amount that you owe. Depending on the amount of money you […]
Understanding the Basics of Personal Bankruptcy
Bankruptcy is a legal process whereby a debtor obtains a "fresh start" from his or her creditors. The United States Constitution grants Congress the exclusive power to make bankruptcy laws. This means that even though most business disputes, such as breach of contract, are governed by the laws of a […]
How Credit Card Statement Reminds You Are in Debt
The credit card companies are making smart money since long. They have a little odd way of showing that they want customers to be debt free. They will always try that their customers make use of more and more of their credit limit and they can make huge profit on […]
Personal Finance for College Students: The Class That’s Not on the Schedule
College is a time not only for academic learning but also learning those skills you will need for survival in the adult world. One area that tends to cause problems for many college students is finances and money. For many young adults, college is the first time they are responsible for managing […]
Women vs. Men-Who deals with debt best?
A 2011 survey conducted by insurers Scottish Widows highlighted that the British are quite a reserved bunch when it comes to talking about personal finance. Whilst 97% said they would gladly talk about their children to friends and family, a whopping 43% said they preferred never to talk about their […]
How to prevent mistakes when buying property in Mississippi
Buying a house is a big step, whether it’s your first time or not. It could be hard not to get overwhelmed with choices and responsibilities. Whether you’re moving to a new state, buying your first house, or just relocating because your family is growing, you need to know the […]
6 Things You Should Know Before You Sign Your Mortgage
Your home is the single biggest purchase you will ever make, though college tuition is a close second. The mortgage loan is the largest single loan almost all of us ever sign, and ignorance truly costs you. Here are six things you should know before you sign your mortgage. How […]
Why LPA’s Are So Important for Your Business
For any successful business, consistency is key. Ensuring the operation runs smoothly and that continuous growth is made, is integral to the longevity of any company. As an owner of a business safeguarding your company’s future is almost as important as running it day to day. Following recent statistics, last […]
Essential Tips on How to Choose the Right Used Car for Your Needs
Facing the challenge of how to choose the right used car for your needs? This no-nonsense guide will lead you through the critical checkpoints of selecting a pre-owned vehicle, from understanding what you need, to spending wisely, weeding out the lemons, and sealing the deal with confidence. Key Takeaways Match […]
Money management can seem overwhelming at times
Although prudent money management can seem overwhelming at times, there are a few simple steps you can take to make it easier. Continue reading Lera Blog to learn more about setting up a budget so you may buy what you need before anything else. You’re doing it wrong if you […]
The Digital Detective: Unmasking Fake Identities in the Cyber World
The damages from fake identity and identity spoofing are in the billions of dollars, and they are rising faster than any other type of identity fraud. Identity thieves who use fake ID for online verification are skillful and well-informed. To construct a new identity, they combine actual and made-up information. […]