Most people come up with an idea for a small business at some point in their lives. While there are plenty of people with business ideas, most people never follow through with them and turn them into a successful business. One of the big challenges that people have to overcome […]
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Mortgage Rates Fall Again while Credit Remains Tight
The fallout from the 2007-08 mortgage collapse continues to rear its ugly head some five years later. Kareem Serageldin, a former executive for Credit Suisse, pleaded guilty on April 12 to fraud after admitting to artificially inflating the value of mortgage bonds in 2007, in an attempt to mask the […]
Don't lose the credit score that you've worked for - Can frugal living help?
It is a truth universally acknowledged that if you want to access credit, whether through credit cards or loans, you have to prove to the lenders that you will be able to pay back the entire amount that you borrow. But in order to get the credit that you deserve, […]
Private Student Loan Debt: Now Forgivable in Bankruptcy Discharge
For years, bankruptcy attorneys would inform their clients that student loan debts could not be discharged. In the past, these debts were unforgivable regardless of whether a student has completed his or her degree. A new legislation has come forward in Congress that will act as an aid to previous […]