With hours spent poring over books, websites and essays, life as a student can become increasingly frustrating if you have to wear corrective lenses. Glasses can be uncomfortable and contact lenses can dry your eyes out, which makes long study sessions and lecture schedules a more arduous undertaking than they […]
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Personal Finance for College Students: The Class That’s Not on the Schedule
College is a time not only for academic learning but also learning those skills you will need for survival in the adult world. One area that tends to cause problems for many college students is finances and money. For many young adults, college is the first time they are responsible for managing […]
How to Minimize Insurance Premiums when Buying a Car
When you enter into a fixed term financing agreement to purchase a car, it is easy to forget the key factors that influence your ability to afford it. Basic budgeting principles suggest that you will initially need to calculate your monthly income and outgoings, which will determine a set amount of […]
Understanding The Process of Acquiring a Mortgage
The process of a buying home can be complicated as it is probably the single, biggest purchase you will make in your life. Most likely you will have to borrow the money from a bank or other financial institution by getting a mortgage — a long-term loan secured by the […]
Should You Buy A Used Or New Car?
A new car in most cases is the second most valuable asset after a house that a modern consumer will own. Therefore, it is imperative to make an informed purchase. You should think what car make and model you want and how much you are willing to spend. Therefore, you […]
Ways to Cut Back on Expenses in College
It goes without saying that college debt is on the rise and whether you are a student or a parent of a student, you want to take as many opportunities as you can to save money. It isn’t as difficult as you might think, either. A little bit saved here […]
Pitfalls That Could Sink Your Investments
There is a definite psychology related to successful investing. Knowing what to do and why makes a significant impact on an investor’s ability to make the right or wrong decisions. What will follow are some tips to help you make more of the right decisions, particularly with regard to having […]
How You Can Profit in Commercial Real Estate
Investing in real estate may sound like a daunting proposition to those without experience, but anyone with the capital can be a profitable property owner. The key is to ask yourself some tough questions before putting time and money on the line. In this volatile market, property ownership is often […]
How to Obtain a Mortgage During Recession
Buying a property is a big decision. Ongoing costs like mortgage repayments, bills and repairs can prove expensive. With a mortgage you won’t be able to sell the property until you pay it off and if you fail to make your repayments each month then your lender can repossess the […]
Know Your Consumer Rights
For all practical purposes, the most protection that the public consumer had before the 1960s was the old adage Caveat Emptor (buyer beware.) Although fraud and corruption has not diminished any, there have been several legal tools implemented that do offer the public and consumers leverage in a form of […]
Successful SME Market Makes Demand for Vans
Demand for vans in the UK has been driven up by buoyant SMEs that are looking to expand as market conditions improve. There are a number of factors currently affecting SMEs that are making it an ideal time to either buy or rent vans for their business operations. Firstly, small […]
Learn From Your Financial Mistakes
Have you ever found yourself in a situation where you are living week to week? Or perhaps you’ve managed to get yourself into debt with a mounting credit card bill or defaulted loan repayments. If these scenarios sound familiar then it’s time to have a good look at the way […]