Finance

Why You Should Invest in a Boat Overseas
Investing

Why You Should Invest in a Boat Overseas

Despite living in a financially turbulent period, many sailing fanatics are still looking to turn their dreams of life on the water into a tangible reality, which has led to a surge in people looking into overseas boat purchases. There are significant benefits to considering fleets further afield, most of […]

What Happens When a Mortgage Goes to Underwriting?
Mortgages

What Happens When a Mortgage Goes to Underwriting?

Underwriting is the structured process by which financial institutions like banks and lenders determine and price the risk posed by potential borrowers in repaying a mortgage loan. Essentially, it is a systematic and detailed analysis of a borrower’s creditworthiness. The mortgage underwriting process consists of many stages from information gathering […]

How to Become a Mortgage Broker in NZ
Mortgages

How to Become a Mortgage Broker in NZ

What does a Mortgage Broker do? Mortgage brokers are professionals who assist people in purchasing a house or property. Among the many services they provide to a buyer, the mortgage broker will assess their client’s financial situation, discuss their goals, explain the requirements necessary to help achieve the goal, and […]

Financial Concepts That Everyone Should Know
Finance

Financial Concepts That Everyone Should Know

Schools don’t usually teach finance as part of the regular curriculum. But after we graduate, we will begin taking on economic responsibilities that can have life-long consequences, both positive and negative. Here are some of the most important concepts to know as early on as possible. Inflation Inflation is the […]