Friday, April 26, 2024
Why would you need a financial guide? Do you think you are saving for the next trip or your future? It’s not an irrational assumption that one needs to save not only for short-term goals but long-term goals as well. As a beginner, you might not be as prudent or […]
Perspective 1: The Investor The investor is someone who has worked hard to save up their money over the course of their life, and wants to ensure that their savings are safe and secure. They may be willing to take some risks in order to grow their money, but they […]
Finances form the basis of sustainable living in a world which is running day and night. With technological advancements and increasing expenses on almost every front, the requirement of making proper financial decisions is a must. There are several options which one can consider for meeting financial goals. One can […]
Having a Gold Ira is a great way to invest in gold, and also to diversify your portfolio. In addition, you will also enjoy the tax advantages and the security that comes with having a Gold Ira. Cash contribution vs. rollover Whether you are a long-time investor or just getting […]
With the rise of recent corporate layoffs due to inflation and talks of a recession, it’s not uncommon to feel a bit uneasy about where you stand at your job. Job loss can lead to emotional and financial stress when you don’t know how you’ll pay your mortgage and other […]
According to FICO, the average credit score in America for 2021 is 716. In general, this is a good credit score, but it’s only the average score, and about 11.1 percent of American consumers have poor credit scores, i.e., scores less than 550. Are you one of them? Credit scores […]
When you first get married, financial planning will be the last thing on your mind. You will still be high on the pure joy of the wedding, the honeymoon, and looking forward to a future together. However, money is at the root of many disputes between married couples. So, the […]
Having a happy family and a full household is a wonderful feeling, but it certainly can take its toll financially. Life is expensive as a parent and even those that earn an above-average salary can have financial concerns when you factor in mortgage/rent payments, feeding an entire family, utility bills, […]
With less than 90 days to go before we hit the end of the year, there’s no better time than the present to see how your saving habits have stacked up. And while you’re checking your current progress and maybe setting some new saving goals like stockpiling cash for next […]
Everyone has a different savings goal. Some people save to pay off their student loans while others save for retirement. There are also those with a specific, short-term plan, such as saving money for a holiday or a wedding. Whatever your saving dream, you’ll need to start saving to achieve […]
With piling student loans, having some financial stability after college seems like a pipe dream, but that shouldn’t be the case. While it might be true that you’ll have loans to deal with, that’s not to say you can’t set yourself up for a rock-solid financial position upon graduation. Even […]
My colleague, Kalen Smith is a fellow entrepreneur and personal finance writer. Kalen went into business for himself eight years ago and recently admitted the first year didn’t go as smoothly as he planned. “I passed up on several high-paying engineering jobs to start my own digital marketing business. It […]