After several years of fixed rate mortgage popularity, consumers are once again looking at their options. Low rates and unsettling housing conditions sent most consumers to utilize fixed rates because of their stability. Now, the appeal of the adjustable rate mortgage is returning to ordinary borrowers, especially as mortgage rates […]
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Mortgage Rates Fall Again while Credit Remains Tight
The fallout from the 2007-08 mortgage collapse continues to rear its ugly head some five years later. Kareem Serageldin, a former executive for Credit Suisse, pleaded guilty on April 12 to fraud after admitting to artificially inflating the value of mortgage bonds in 2007, in an attempt to mask the […]
The Basics of FHA Loans
FHA home loans are an excellent option for individuals seeking to purchase a home but have recently experienced some form of financial hardship. The FHA loan program is often a good fit for first-time homebuyers, as well as anyone who has recently filed for bankruptcy. As a form of federally […]
We Buy Houses for Cash Instantly — What You Need to Know
Selling a property can be a time-consuming and difficult process that involves house renovations and staging, numerous showings, negotiations, and waiting for the perfect buyer. If your prospective buyer requires a mortgage, you might have to wait through the long mortgage approval process. However, there is a second option that […]
Damon Becnel Discusses Reasons Why Condo Living Has Become Popular
Condo living has become a popular way to live in recent years. There are many reasons for this, but one of the main reasons is that it offers many benefits that other housing types don’t provide. In this article, Real Estate Professional Damon Becnel will discuss some of the key […]
Who Are the Largest CMBS Lenders?
Fixed-income investment instruments secured by mortgages on business properties instead of residential property are known as commercial mortgage-backed securities (CMBS). Property investors and business leaders alike can benefit from CMBS. However, the appraisal of CMBS can be problematic since there are no norms for standardization in their forms. For example, […]
How Data Extraction Helps Market Research Firms?
Web research for data extraction is an important part of market research. Websites are increasing and evolving phenomenally, and have become an integral part of the technological world. The use of data collection through web data research is also growing like never before, across industries. With more than one billion […]
Smart Tips on How to Buy and Use a Credit Card
Have you always used a debit card to date? It might be time to switch to a credit card given its many benefits. If you were always under the impression that credit cards are only good for making purchases, think again. Credit cards have several advantages over the debit cards, […]
Interest Rates and Their Impact on the Value of Gold
Is it still true that gold prices fall when interest rates rise? The popular theory may be based on sound historical foundations, but modern markets regularly disprove the notion. Since the financial crisis of 2008, recovery has been a slow and often punitive process of low wages and diminished disposable […]
5 Essential Things You Should Know About Pre-fabricated Homes
Buying a new home is every person's dream. Before the technical revolution, houses were always built on site, but the advent of advanced building technology paved the way for more innovative home plan ideas. The construction of homes in a factory and assembling them on the site has become possible. […]
Self-Employed with Bad Credit? What You’ll Need to Get a Loan
Getting a loan of any kind when you have poor credit can seem like an impossible challenge, especially if you’re self-employed and don’t have a well-known employer to offer up as a reference. While obtaining approval for any conventional loan will typically require a decent credit score and proof of […]