Getting a loan of any kind when you have poor credit can seem like an impossible challenge, especially if you’re self-employed and don’t have a well-known employer to offer up as a reference. While obtaining approval for any conventional loan will typically require a decent credit score and proof of […]
Search Results for "personal mortgage"
The Importance of an Attorney for Effective Defense Strategy if Accused of Bank Fraud
Very few areas are as regulated as banking. The federal agencies continually monitor the financial institutions as well as the ones doing business with them. Bank fraud is actually a federal offense involving defrauding financial institutions or through obtaining credit, money, securities, and other assets under pretense. This is possible […]
Top Tips to Make a Midlife Career Change
Whether it's something you determine on a whim or a decision you've been slowly making for years, changing careers in midlife can be a daunting prospect. Here are a few tips to help ease the transition. Take some time to explore your options. Whether your career change is by […]
How to Launch a Career in Insurance
After the great recession and subprime mortgage collapse of 2008, the financial world was plunged into a state of disrepair. Most importantly, lenders and banking institutions began to be viewed with genuine mistrust, while consumer spending ground to a halt and the global economy weakened. The impact of this was […]
Debt is Bad Enough…Don't Let Debt Collectors Harass You Too!
Most of us have, at one point or another, been contacted by a debt collector. Whether we have had some unforeseen emergency arise or are simply behind in our bills, it is not hard to fall into debt. When we fall behind and those debt collectors start calling, our stress levels […]
How Identity Theft Affects You
There are many variations on the crime of identity theft, but it all boils down to someone using your personal information to pretend they are you and charge items on your credit card, apply for loans and more. A thief may even commit a crime in your name, which gives […]
Recommended Investments to Protect Your Finances for the Future
It is a sobering thought that just 54 percent of US workers receive retirement benefits from their employers. Even more worryingly, many people are under the mistaken impression that Social Security will provide for the bulk of their retirement needs. The truth is, Social Security is and always was, intended […]
The Importance of Employing a Professional Independent Financial Advisor
When it comes to making informed decisions surrounding your personal finances, it makes sense to employ the services of a professional independent financial advisor to ensure that you receive advice which allows you to reach your financial goals, regardless of what they may be. Of course, those not familiar with […]
How to Get a Good Deal on Your Credit Card
With a wealth of credit cards available, it's hard to know which deal to go for - and which will cater for your needs best. But here are a few helpful tips to point you in the direction of getting the best deal and also the right card to suit […]
Help Deciding if a Loan Makes Sense For You
Borrowing money is a big decision because once you go into debt, you need to catch up and pay back the cost of the money you borrowed. Borrowing money is not free either, as you will need to pay interest for taking the loan. This means that not only do […]
Advantages of Using Loan Calculators
Using a loan calculator can help save money by showing how much interest is saved by selecting a certain rate. The tax values are calculated with loan calculators as well. These two factors for a new loan are important expenses that can be researched and reduced. The following are several […]
Small Home Improvements That Make a Big Difference
Now that property values are rebounding and mortgage lenders are starting to loosen the purse strings, you may be exploring the idea of selling your house. If so then you're likely looking to make some improvements to help bolster the value before you put it on the market. These six […]