Search Results for "taxes credit"

Real estate

Renting a House vs. Buying A House

Figuring out whether to rent or to buy property is a big and important decision. Each of these options have their advantages and disadvantages. Before you decide which option to choose, you have to take some time and evaluate each option. The decision might affect your lifestyle. For instance, if […]

Law

Steps for Success with Your Estate

Planning for your estate is an essential step to ensure that an individual’s assets are distributed as they would like once they pass. While there is no perfect time to begin estate planning, it never hurts to start early and gradually build plans over time. “Nearly half of Americans wait […]

Mortgages

What Happens When a Mortgage Goes to Underwriting?

Underwriting is the structured process by which financial institutions like banks and lenders determine and price the risk posed by potential borrowers in repaying a mortgage loan. Essentially, it is a systematic and detailed analysis of a borrower’s creditworthiness. The mortgage underwriting process consists of many stages from information gathering […]

Finance

What Bankruptcy Can & Can’t Do for Personal Finances

Bankruptcy can do many things for your personal finances. Chapter 13 can do even more than Chapter 7 for many individuals. However, bankruptcy is not always the best solution or a complete solution to debt problems. You should learn everything you can about bankruptcy options and alternatives to bankruptcy before […]

Taxes

You Could Be in Trouble With the IRS

You may think that if you pay your taxes on time and complete them to the best of your knowledge, that you won’t have any trouble with the IRS. However, there are several situations that could lead to tax trouble and the need for a talented tax relief attorney. Innocent […]

Personal finance

5 Spending Mistakes Every College Student Makes

College is an important time for young people to establish financial literacy skills and learn to make smart spending decisions, but many enter into this newfound independence unprepared – and vulnerable. Targeted by predatory credit card companies and tempted by consumer goods, many college students rack up extreme debt before […]