Renewable energy sources such as wind and solar are much cleaner in comparison to fossil fuels. They allow generation of electricity at a much lower cost and you can save considerable amounts of money by installing renewable energy systems in your home. One of the major concerns for individuals investing […]
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Preparing for Financial Challenges Your First Year in Business
My colleague, Kalen Smith is a fellow entrepreneur and personal finance writer. Kalen went into business for himself eight years ago and recently admitted the first year didn’t go as smoothly as he planned. “I passed up on several high-paying engineering jobs to start my own digital marketing business. It […]
4 Things You Should Know About Finances As A New Startup
When you launch your startup in an industry you’re passionate about, money isn’t always your only priority. But be honest — it is still a significant motivator for what you do. It’s on the back of your company’s finances that you can grow as a startup. Without cash, how can […]
Start the Year with Confidence: Get Insured!
It’s a new year; filled with new hopes, new beginnings, resolutions & dreams. And here you are, a happy person leading an absolutely fit & healthy life, but would it be the same forever? The straightforward answer to this is, NO. Change is the universal truth & the same applies […]
Why Is 80C The Best Tax Saving Instrument?
Let us begin with stressing on the importance of personal financial planning in the modern world. There are no guarantees in market share, output, and growth, especially for those committed to the keeping some of their financial eggs in the market. This is why having a sound financial plan could […]
Top Tips for Breaking Into the Vacation Rental Market
Owning a rental property can be an incredible way to generate passive income. However, not every income property is a success. If you’re hoping to break into the vacation rental market, be prepared to invest time and money to get started. There are many tips and tricks to learn to […]
First-Time Homebuyer? What Kind of Programs Are Available?
According to an Apartment List survey of 24,000 people in 2016, around 80 percent of millennial renters want to buy a property but are unable to afford the mortgage & down payment combination. The largest obstacle is unquestionably coming up with a 20 percent down payment. This is the magic […]
Saving the Planet with Office Supplies
With the rise of concern for the environment, many suppliers and building owners have become aware of the effect it has on the workplace. However, there are plenty of options you can consider for a more eco-friendly office and to save on your business-related expenses as well, from shopping smarter […]
The Importance of Small Businesses
Small businesses are the fabric of a community. It’s a statement you may have heard many times over the years, but it continues to hold truth. Especially when it comes to historically underserved communities. Small businesses not only support families but also create jobs and opportunities for local economies. Indeed, […]
5 Personal Finance Tips for Self Employed Individuals
The self-employed have it harder than the average person because they don’t have a stable income, they don’t have a company-sponsored health plan, and you can forget about that 401(k) being provided by their employers. Managing finances when you’re self-employed is crucial to your survival. We’re going to give you […]
Saving for Retirement When You’re Self-Employed
Whether you’re just getting started with your own business or you’ve been a freelancer for years, saving for retirement is often one of the more neglected aspects of self-employment. So much effort goes into making sure that you have enough money to cover your major expenses and “keep the lights […]
Income Tax Preparation Checklist: 10 Ways to Make Getting Your Refund Easier
Being organized throughout the year can help ensure a successful tax return experience. Having a structured system will make it easier for your preparer and ensure that you reap all your tax benefits. Using this checklist will help you have your information ready for a smooth experience and have your […]