As society progresses, so does our definition of family. A blended family is one where the parents have children or dependents that are not biologically related to their current spouse. Blended families are welcomed by many Americans across the nation, however, they do pose an issue with estate planning when […]
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How To Sell Your Own Life Insurance Policy In The USA?
Are you currently reviewing your life insurance policy and wondering how to get out of your premium payments? Life circumstances sometimes change, as do priorities. In the USA, it’s actually very easy to sell life insurance policy. Of course, there are a few criteria to meet as well as a […]
Common Causes of Estate Litigation
Having to deal with estate litigation after the death of a loved one is the last thing you want. Dealing with a lawsuit or disputes over a will is something that you want to avoid, especially during the grieving process. Unfortunately, even when proper planning has occurred, estate litigation still occurs. […]
Steps for Success with Your Estate
Planning for your estate is an essential step to ensure that an individual’s assets are distributed as they would like once they pass. While there is no perfect time to begin estate planning, it never hurts to start early and gradually build plans over time. “Nearly half of Americans wait […]
What is Direct Marketing? Benefits, Steps and Examples
Direct selling deals with the seller selling products directly to consumers in a non-retail environment. Through direct sales, sellers can avoid any middle agents and interact with their customers directly. We usually do direct selling in a non-retail setting because, in a traditional retail environment, they sell products and services […]
ACA-Compliant vs. Non-ACA-Compliant Insurance Plans: Choosing the Best Fit for Your Family
The Affordable Care Act (popularly known as ObamaCare’s) journey towards becoming a law officially began in July 2009 when the House Speaker, Nancy Pelosi, and other Democrats from the House of Representatives revealed their intentions to overhaul the healthcare system. The House of Representatives recognized the ACA as a law […]
Expired Term Life Insurance Policy? What Happens When It Expires?
Is term life insurance part of your retirement planning? If it is, do you know what happens when it expires? A term life insurance policy is designed to last for a specific duration called term. Term refers to a fixed number of years or ends when you reach a certain […]
Role of Big Data, IoT, Blockchain, and AI in Mobile Banking – Revealed!
The mobile-first approach has surrounded the corporate world. Every industry sector wants to leverage the benefits of mobility and the banking sector is no exception. Mobile banking has significantly reduced the percentage of consumers who visit brick-and-mortar branches for various transactions. A survey has revealed that as many as 70% […]
Understanding the Importance of Health Insurance
Health insurance is one of the most frequently discussed topics in the healthcare industry. All over the world, this is a global industry that is responsible for the appropriate handling of all things health and wellness. But besides this obvious fact, health insurance is about giving people access to adequate […]
3 Tips For Choosing The Right Executor For Your Will
When you make a will, you will need to nominate an executor who will be responsible for managing your estate once you are gone. The executor carries out the wishes of the deceased, manages the estate within the terms of the will, and winds up the deceased’s affairs. Executors are […]
5 Reasons You Shouldn’t Cancel Your Life Insurance Policy
We often think that investing in a life insurance policy is a luxury, that we do not necessarily require. We fail to realize that life inevitably can throw curve balls our way, and everything can change in just one moment. We take our lives for granted and fail to think […]
Installment Loans – What Do you Get on an Instant?
Working on the finance management is not anyone’s ball game. It needs skills and proper guidance. For over the years, it has been found that almost half of the Americans fail to manage their finances because they are continuously facing the economic issues, which unsettle their overall balance. Of course, […]