Filing bankruptcy provides an opportunity for a fresh financial start; the psychological benefits of a debt-free existence are immense. But, it also has its downsides in that it totally kills your credit. This black mark will remain on your credit report for many years to come. While you will not […]
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Ideas to Slash Your Cellphone Bill
Believe it or not, your monthly cell phone service bill is now your second highest monthly expense. To put that into perspective, that means you're paying more for your cell service than you are for gas, food, heating, or electricity. In fact, according to Nielsen, a global consumer research company, […]
How to Control Ocean Freight Charges
While the standard consumer may only think that increasing fuel charges only affect the average motorist, the unfortunate truth is that they are the reason behind many of the price increases on our favourite domestic products. International businesses are being hit hard on shipping costs and if recent news reports […]
How to Survive the Moving Day
Moving house is stressful, whether you are moving alone or have a family with small children to contend with. In fact, this activity is commonly ranked up there with divorce and changing jobs as one of the most stressful of modern life experiences. Be this as it may, there are […]
Your Blog or Website Hit by The Penguin 2.0 Update?
As we all know Google rolls out algorithm changes every so often to help improve their search engine algorithm. Love it or hate it, there is one thing you can always trust; the online forums, bloggers, and seo’s will all be evaluating the changes, good or bad. For me and many other […]
Steps to Start a Business Working from Home
The age old: bored of your job, sick of your bosses demands and generally frustrated with the way things are going, so you decide that now is the right time to start your own business! I tell you, I have had some of my best business ideas just sitting watching […]
The Complete Content Marketing Process
Not surprisingly, when it comes to content marketing content really is king. Finding the perfect blog or website to publish your content can be difficult and takes dedication and a bit of luck. However, there are a few tricks of the trade that make the content marketing process less complicated. […]
A Best Practice Guide For Student Landlords
Communication is key for student landlords. It's one of the most important factors in keeping your tenants happy and your mind at ease. Having a code of best practice in place from the start of your tenancy will help prevent disputes from arising. Making sure that all interactions with tenants […]
How To Protect Your Car From Vandalism
You grab a takeout meal and head outside to your vehicle only to find that it is covered in graffiti, or it’s been keyed, or the windshield was broken. Not cool. Not cool at all. Although a comprehensive automobile insurance can cover the damages caused by the act of vandalism, […]
How To Buy A New Home With Poor Credit
People who couldn't afford the homes they purchased are responsible for a large portion of the economic downturn of 2007 and 2008. The people who loaned them money they couldn't afford to pay back are also responsible for this important moment in world economic history. Now, lenders aren't eager to […]
Best Finance Apps for IPhone and Android
In years past, the way most people handled their personal accounts was to sit down at the kitchen table once a month and pour over bills and receipts. Indeed, keeping track of things like rent, grocery budget, car payment, utility bills, etc. was a time intensive process. However, technology has […]
Don't lose the credit score that you've worked for - Can frugal living help?
It is a truth universally acknowledged that if you want to access credit, whether through credit cards or loans, you have to prove to the lenders that you will be able to pay back the entire amount that you borrow. But in order to get the credit that you deserve, […]