Sometimes there are alternatives to bankruptcy, and depending on your particular situation one of those is debt settlement. Debt Settlement is a way of working with your creditors and debt collectors to settle your outstanding debts for less than the amount that you owe. Depending on the amount of money you […]
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Understanding the Basics of Personal Bankruptcy
Bankruptcy is a legal process whereby a debtor obtains a "fresh start" from his or her creditors. The United States Constitution grants Congress the exclusive power to make bankruptcy laws. This means that even though most business disputes, such as breach of contract, are governed by the laws of a […]
How to Minimize Insurance Premiums when Buying a Car
When you enter into a fixed term financing agreement to purchase a car, it is easy to forget the key factors that influence your ability to afford it. Basic budgeting principles suggest that you will initially need to calculate your monthly income and outgoings, which will determine a set amount of […]
Meet Scratch and How It Can Help Your Kids This Summer Vacation
If there is something that I truly believe is that the human beings never stop learning, this in my experience applies whether you are a kid, a teenager, a young adult, or a veteran. In the specific case of kids, summer vacation is as important for their learning and development […]
What Is Risk Intelligence?
Businesses face risk as a normal part of their everyday operations. Business environments are always changing and evolving and there are new challenges and threats each and every day. That is why the whole concept of risk management came about, and why it has blossomed into such an integral part of a […]