Buying a property is a big decision. Ongoing costs like mortgage repayments, bills and repairs can prove expensive. With a mortgage you won’t be able to sell the property until you pay it off and if you fail to make your repayments each month then your lender can repossess the […]
Finance
Why Women Are More Inclined to Long-term Financial Planning
Such is the difference of men and women in every aspect of life that we can think of. When it comes to finance, men and women are different. In fact, women are way behind men in terms of advanced knowledge on finances, especially with regard to stocks and the like. […]
Credit Cards: Beauty and the Beast
A credit card is a plastic card issued to individuals by either a bank or credit provider. They can be used to buy goods from online retailers or in-store in the same way that a debit card would be. However, instead of having monetary funds within the account you would […]
Use a Mortgage Note as a Great Way to Sell Property
Although the housing market is improving in many areas as values increase, obtaining a loan is still a challenge for a large number of people. Generally, banks continue to require high credit scores and decent down payments before giving loans to consumers looking to buy houses. For homeowners looking to make their […]
How to Save Money on Car Loans
Are you in need of a new car? Here is the good news for you. It is now possible to upgrade that old clunker to a new model and at the same time save your money. If you don’t have enough cash needed to purchase a new car there is […]
Ways To Financially Prepare To Buy A Home
Many home buyers have been haunted by the problem of being able to save up enough money in order to buy a house. Though seemingly difficult, it is much simpler than how it appears to be. Since buying a house is a financial commitment, various factors have to be considered […]
How To Buy A New Home With Poor Credit
People who couldn't afford the homes they purchased are responsible for a large portion of the economic downturn of 2007 and 2008. The people who loaned them money they couldn't afford to pay back are also responsible for this important moment in world economic history. Now, lenders aren't eager to […]
What You Need to Know about Bridging Loans
Since the 1960’s, there has been a specialised market dealing with short-term finance and bridging loans for investors and homeowners. Bridging loans can provide a quick financial solution to cover cash shortfalls or fund property sales. Below is a guide to how they work and the different types available. What […]
Go for Regular Credit Check to ‘Save Thousands'
Do you check your credit often? Or Do you give a thought about it only during the emergencies? Which of the category you belong to? If you belong to the former one then you are financially quite aware and sound. If you are someone who dwell in the second group […]
The Stock Market is Tumbling. What Next?
People love to play the stock market. I always found it intriguing that we use the word ‘play' when referring to investments that can leave us high and dry in a matter of minutes. The truth is, however, that we actually do ‘play' the markets. Dropping our dollars into a […]
Components of the Cash Flow Statement and Example
In accounting, the balance sheet is a snapshot on a company’s finances at a fixed time; accordingly, the cash flow statement reflects the changes in company’s finance over a considerably longer time. The statement reflects both the cash inflow and the cash outflow for a specific period of time. The […]
Accidental Death Insurance
Whether you are new to the world of life insurance or you simply haven't spent the time needed to fully understand the ins and outs of it, you might be considering accidental death insurance and wondering if you need it. What is it? Do you need it? An accidental death […]