You have saved the 10%. You have found the house of your dreams. Now what do you do? In 2023, the mortgage application process is as perplexing as ever, especially if you are a first-time buyer. It seems that whether you are applying for an interest-only mortgage, or a fixed-rate […]
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Learn About Paycheck Protection Program Loans
Before applying for a Paycheck Protection Program loan, you need to know how it works and how much you can borrow. You should also know about the maximum loan amount and qualification requirements. The Paycheck Protection Program is available for all sizes, and many small businesses are eligible for one. […]
How to Choose the Right Lender when Refinancing a Mortgage
Homeowners who are looking for a better mortgage rate or terms may consider refinancing their home. Refinancing essentially means replacing your current mortgage with a new one. The refinancing process will be similar to when you applied for your first mortgage. That is, you’ll want to do some research to […]
How to Become a Mortgage Broker in NZ
What does a Mortgage Broker do? Mortgage brokers are professionals who assist people in purchasing a house or property. Among the many services they provide to a buyer, the mortgage broker will assess their client’s financial situation, discuss their goals, explain the requirements necessary to help achieve the goal, and […]
The Benefits, Features, and Qualifications of the Home Affordable Refinance Program
Is your home’s loan more than what your property is worth? Are you struggling to pay high-interest rate payments even though you know you could qualify for a lower interest rate? The Home Affordable Refinance Program, also called HARP, may be able to provide some help to individuals. This type […]
Finding and Choosing a Mortgage Broker – What to Consider
If you want to get a home loan or help when refinancing, it would be wise to use online mortgage lenders. They offer the lowest interest rates and always have a huge variety of loan programs. Buying property is a huge commitment for any person and mortgages usually last longer […]
First-Time Homebuyer? What Kind of Programs Are Available?
According to an Apartment List survey of 24,000 people in 2016, around 80 percent of millennial renters want to buy a property but are unable to afford the mortgage & down payment combination. The largest obstacle is unquestionably coming up with a 20 percent down payment. This is the magic […]
Mortgage Rates Fall Again while Credit Remains Tight
The fallout from the 2007-08 mortgage collapse continues to rear its ugly head some five years later. Kareem Serageldin, a former executive for Credit Suisse, pleaded guilty on April 12 to fraud after admitting to artificially inflating the value of mortgage bonds in 2007, in an attempt to mask the […]
Money management can seem overwhelming at times
Although prudent money management can seem overwhelming at times, there are a few simple steps you can take to make it easier. Continue reading Lera Blog to learn more about setting up a budget so you may buy what you need before anything else. You’re doing it wrong if you […]
The Basics of FHA Loans
FHA home loans are an excellent option for individuals seeking to purchase a home but have recently experienced some form of financial hardship. The FHA loan program is often a good fit for first-time homebuyers, as well as anyone who has recently filed for bankruptcy. As a form of federally […]
What you need to know before starting house-hunting in Vegas
Are you ready to start making money from rentals? Or maybe you’re relocating and searching for your dream home in a trendy neighborhood in Las Vegas? There are a bunch of things one has to know before starting searching for houses for sale in Vegas. The ultimate guide will give […]
How to prevent mistakes when buying property in Mississippi
Buying a house is a big step, whether it’s your first time or not. It could be hard not to get overwhelmed with choices and responsibilities. Whether you’re moving to a new state, buying your first house, or just relocating because your family is growing, you need to know the […]