Why is it so difficult to eliminate credit card debt? The causes of credit card debts are varied, but usually have their origin in the following factors listed below in the article. – With a credit card, you have almost no knowledge of indebtedness. – The credit card is for […]
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Will Mobile Payments Make Plastic Cards Outdated?
There was a time when people used to be fascinated with video recorders and video cassettes. And owning one was a matter of pride and you had the luxury of watching Bruce Lee or Sylvester Stallone race through the landscape on horseback driving out the evil from the world. But […]
Essential Aspects of Prepaid Cards
Unlike credit cards that can be used to buy just about anything under the sun, a prepaid card can also be used for the same but there is a catch. It is not unheard of and a new concept but prepaid cards, it seems have become even more popular as […]
How to Use Your Credit Card Safely without Breaking Your Bank
Credit cards can affect your personal finances, especially if you allow your bills to accumulate and become a huge debt. This can easily happen if you have a tendency to use your credit card, but do not keep up with your bills. Below are a few things you can do […]
Tips that Credit Card Providers Should Give to Their Customers
More and more credit card users are defaulting on their credit card payments to a point where the credit card companies have to use debt collectors to recover what customers owe them. Though credit card companies make money from late payment fees, perhaps shifting their approach to providing customer service […]
Steps to Choosing The Right Credit Card
Despite common concern over credit cards invariably leading to debt, having a credit card and using it responsibly is vital to developing a solid credit history. Good credit not only allows people to acquire mortgage loans, business loans, or bank loans, certain credit cards provide consumers with added benefits like […]
The Best Credit Card is Not Just a Credit Card
Decisions are always tough. People really do like to be led along. Give them a single choice, and they will happily follow it because it is an easy path. But nobody like to be told what to do. People like to have options, even if they find it tough to choose-even […]
How to Get a Good Deal on Your Credit Card
With a wealth of credit cards available, it's hard to know which deal to go for - and which will cater for your needs best. But here are a few helpful tips to point you in the direction of getting the best deal and also the right card to suit […]
Improving Credit Helps Small Business Owners Succeed
Credit history continues to be the largest obstacle in preventing small business owners from receiving a business loan. Considering that undercapitalization contributes to approximately 80% of new business failures, overcoming this obstacle is paramount. In order to have access to capital there are a few simple steps that you can […]
Rebuilding Credit after Bankruptcy
Filing bankruptcy provides an opportunity for a fresh financial start; the psychological benefits of a debt-free existence are immense. But, it also has its downsides in that it totally kills your credit. This black mark will remain on your credit report for many years to come. While you will not […]
How Credit Card Statement Reminds You Are in Debt
The credit card companies are making smart money since long. They have a little odd way of showing that they want customers to be debt free. They will always try that their customers make use of more and more of their credit limit and they can make huge profit on […]
Credit Card Shopping Sprees
What types of items do you use your credit card for? Do you keep your credit card handy and use it for day-to-day purchases such as lunch, gas, and maybe a trip to the grocery store? Do you use it for bigger purchases such as an entertainment system or a […]