Investment decisions always come with a risk factor. Among other investments, property investments are considered to be the safest ones. Usually valuation of properties appreciates with time. However, things might be different if you are unfortunate. Therefore, when you are planning to buy a home, it is mandatory that you […]
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How Identity Theft Affects You
There are many variations on the crime of identity theft, but it all boils down to someone using your personal information to pretend they are you and charge items on your credit card, apply for loans and more. A thief may even commit a crime in your name, which gives […]
The Process of Acquiring a Mortgage
The process of buying a home can be complicated as it is probably the single, biggest purchase you will make in your life. Most likely you will have to borrow the money from a bank or other financial institution by getting a mortgage-a long-term loan secured by the property you […]
Practical Money Management and Financial Planning Advice
Meager income and large expenditures usually narrow our capability to build a strategic savings plan that could save us from insolvency. No matter how we try to maximize our revenues, we are still on a shortfall. Hence, we need to devise a new strategy that would work effectively on our […]
Filing For Bankruptcy: When The Means Test Becomes An Issue
After staring at your financial records for hours on end, you are finally prepared to face the truth. Your considerable financial debts have not been assuaged by the budgeting acrobatics you have attempted to employ during the past few months. The burden of debt still looms, just as dark and […]
How Big Data Can Improve Your Business Productivity
2.5 quintillion bytes of data are generated daily around the world. The data are received from every digital equipment and devices that we use everyday from climate information, digital pictures, social network posts, shared, files, uploaded and downloaded music, transaction records, GPS and such. These different types of information are […]
How to Grow Your Business while Maintaining Business Finances
Knowing how to balance the two priorities of growing your business and maintaining business finances can be difficult. It can be very easy for a business to get into difficulty in their early years, as they seek further investment or take out loans and business finances in order to pay […]
Personal Finance for College Students: The Class That’s Not on the Schedule
College is a time not only for academic learning but also learning those skills you will need for survival in the adult world. One area that tends to cause problems for many college students is finances and money. For many young adults, college is the first time they are responsible for managing […]
Understanding The Process of Acquiring a Mortgage
The process of a buying home can be complicated as it is probably the single, biggest purchase you will make in your life. Most likely you will have to borrow the money from a bank or other financial institution by getting a mortgage — a long-term loan secured by the […]
Strategies for Effective Business Money Management
Money management isn't always an easy thing to handle considering the fact that when it comes to handling a business, then things become too difficult. Be it handling business customers or managing the cash flow or taking care of your business accounts, each of these need time, planning and dedication. […]
Components of the Cash Flow Statement and Example
In accounting, the balance sheet is a snapshot on a company’s finances at a fixed time; accordingly, the cash flow statement reflects the changes in company’s finance over a considerably longer time. The statement reflects both the cash inflow and the cash outflow for a specific period of time. The […]