When it comes to how you can pay credit cards bills and clear your dues, the more choices you have, the easier it gets. Ensuring timely payment of your credit card bills is key to maintaining your credit score and eliminating penalty charges. These days, issuers have a variety of […]
Search Results for "credit score"
How to Negotiate a Better Credit Card Rate
One of the most important features of your credit card is the interest rate—the percentage of your existing balance that you’ll pay in interest per year (though usually compounded more frequently). This rate plays a major role in determining how quickly you can pay off your debts, and how much […]
Take Control of your Debt by Understanding your Credit Card Statement
Your credit card statement is something you need to go through carefully if you own a credit card. It is not similar to any other bill that you receive at home. The statement is a summary of all the transactions you have made, outstanding amount, reward points earned/redeemed, etc. However, […]
Simple Steps to Help You Choose a Credit Card in India
Credit cards have become vital financing tools in the way we go about our regular transactions. Not only do they eliminate the need to carry cash all the time, they also help you maintain a good credit score, provided you use the card judiciously. Throw in the interest-free periods, attractive […]
Credit and Car Insurance – The Continuously Raging Controversy
With the power of purchasing, comes responsibility. Most of us swing into enjoying the ‘credit’ way of life with multiple credit cards and other conveniences without a second thought. No doubt, dollars in your pocket or current checking accounts determine your purchasing power. However, one should not forget the deep […]
Smart Tips on How to Buy and Use a Credit Card
Have you always used a debit card to date? It might be time to switch to a credit card given its many benefits. If you were always under the impression that credit cards are only good for making purchases, think again. Credit cards have several advantages over the debit cards, […]
Tips for Borrowing with a Poor Credit History (No Guarantor Loans)
It’s almost impossible to be approved for a loan with a bad credit score. It’s also not easy to convince lenders to give you their money without the backing of a guarantor. That notwithstanding, it takes too much time to get a loan approved & processed even with a good […]
What You Need To Do To Improve Your Credit Rating
No credible lender will give you a loan if you have a poor credit score. Those that do are most probably back street lenders and their loans usually carry hefty fees and huge penalties when you default on them. This, therefore, necessitates building and maintaining your credit score as high […]
Mental Health and Credit Repair
Mental Health has a detrimental impact on people living with debt in their lives. We all know the financial problems that exist when in debt but not many people discuss the darker side that impacts so many of us. How Does Credit Card Debt Affect Mental Health? According to an […]
Applying for a Credit Card after Filing for Bankruptcy
After your file bankruptcy, you can expect your credit score to suffer. There’s nothing you can do about it, because that’s just how the system works. On the other side of the coin, don’t feel like you are going to be completely without options as far as getting a credit […]
5 Tips To Get Quick Cash Loan Even With Bad Credit History
Are you in need of a quick cash loan but finding yourself stuck in getting the approval? Many times we had observed a bad credit rating or poor credit history is the cause for disapproved loans. For people in need of quick cash, it’s often a bad news! Even if […]
The Importance of Credit Monitoring in the Digital Age
The pace of life is becoming increasingly faster, as we move further along the digital age. Everything is done with the click of a button or a touch of a screen, and within seconds you have your result. Banking is no different with each of us holding at least 1 […]