Thursday, April 25, 2024
Underwriting is the structured process by which financial institutions like banks and lenders determine and price the risk posed by potential borrowers in repaying a mortgage loan. Essentially, it is a systematic and detailed analysis of a borrower’s creditworthiness. The mortgage underwriting process consists of many stages from information gathering […]
Do you have an old DWI conviction on your record? You may now be eligible to seal it. Beginning September 1, 2017, DWI convictions became eligible for nondisclosure. And the best part is that it’s retroactive. So everyone (that’s eligible) can take advantage of this. DWI is one of the […]
From smallest to biggest, financial decisions depend on credit rating. Either you buy an expensive car or take a microwave on installments, the credit rating is sure to play its role. However, situations happen, you fall into credit score issues, and countless adverse circumstances follow behind. The major issues with […]
Have you heard as it’s said everybody needs somebody? Those moments with a bottle of beer and your buddy on the coach are fun, but when it comes to love and passion you think of cute babe to be with you. People are slaves of feelings and want to have […]
It’s not often that us girls are confused by new trends. We are usually the ones schooling our men on this new fashion forward look, and that new trendy concept. But, we have to admit that when we hear the words ‘Bitcoin’ and ‘crypto’ come out of their mouths (which […]
For both listed and limited liability companies, audits are a necessary part of operations, and are usually conducted every year. They can reveal the overall financial health of a company, and are usually conducted by a professional firm such as RSM. Here is some useful information about audits, including the […]
No credible lender will give you a loan if you have a poor credit score. Those that do are most probably back street lenders and their loans usually carry hefty fees and huge penalties when you default on them. This, therefore, necessitates building and maintaining your credit score as high […]
It is extremely important to build your credit rating very quickly. This article is about how you can quickly raise your credit rating if you’re looking to buy a home for yourself or invest in real estate or maybe buy a car. Here are three awesome ways to quickly build […]
In these stressful times, a good holiday vacation in New York or out of the country is essential. People want to get away to visit family, see a new city for the first time or experience a different culture. However, money is quite often a serious issue. Few of us […]
Are you financially free? Or are you a slave to your money? Financial freedom is something that everyone strives for, yet few actually get there. If you want to get to financial freedom, then you need to start working through the following three steps: Learn how to budget. Learn to […]
Keeping a meticulous account of your financial dealings is imperative for the self-employed and will also help you avoid penalties from the government or HMRC. This applies for sole traders as well as individuals in a business partnership. Maintaining records of your personal income is also expected. What Records to […]
In financing, a binary option is a kind of alternative in which the result can take just two conceivable results, either some settled fiscal sum (or an exact predefined amount or units of some benefit) or just nothing (rather than common monetary choices that ordinarily have a consistent range of […]