Search Results for "borrowers"

Loans

Title Loan vs Payday Loan: Which is Better for You?

In recent years there has been an increase in the popularity of short-term alternative loans, such as payday and car title loans. This is mainly due to the current economic climate, where people find themselves without permanent or regular employment, with a bad credit history or perhaps facing a financial […]

Loans

Refinancing a Car Loan After Bankruptcy

A bit of extra cash usually comes in handy after a bankruptcy filing. One of the ways to get it is to refinance your existing car loan into one with a lower interest rate. This holds the potential to reduce your monthly payment, which can free up some cash to […]

Mortgages

What Happens When a Mortgage Goes to Underwriting?

Underwriting is the structured process by which financial institutions like banks and lenders determine and price the risk posed by potential borrowers in repaying a mortgage loan. Essentially, it is a systematic and detailed analysis of a borrower’s creditworthiness. The mortgage underwriting process consists of many stages from information gathering […]

Finance

Financial Concepts That Everyone Should Know

Schools don’t usually teach finance as part of the regular curriculum. But after we graduate, we will begin taking on economic responsibilities that can have life-long consequences, both positive and negative. Here are some of the most important concepts to know as early on as possible. Inflation Inflation is the […]

Loans

Business Loans Help Swedish Startups Grow

The lending environment in Sweden has traditionally been dominated by banks following the 2008 financial crisis. Over the last couple of years, the country’s lending market has diversified. Currently, borrowers can get funding from banks and alternative debt providers. While the domestic and pan-Nordic banks account for the larger fraction […]

Loans

Personal Loans: An Introduction

If you have to borrow emergency money and pay it back after some time, you might need to consider applying for a personal loan. Before taking up a personal loan, however, you need to ask yourself some crucial questions like: Is borrowing a personal advance the best alternative for your […]

Installment-loans
Loans

Installment Loans – What Do you Get on an Instant?

Working on the finance management is not anyone’s ball game. It needs skills and proper guidance. For over the years, it has been found that almost half of the Americans fail to manage their finances because they are continuously facing the economic issues, which unsettle their overall balance. Of course, […]

finance
Finance

The Hottest Fintech Companies from the Nordics

Norwegian fintech has grown from a very small sector to one with a large presence in a very short time. This is because the financial services landscape is changing. Everything from the blockchain to artificial intelligence is affecting consumer behavior, which then prompts changes in business models and financial services. […]