The next heartbreaking news a property owner can receive after suffering a major loss like fire, hurricane, or storm, is that their insurance claim has been rejected. Having your insurance claim declined can be pretty disappointing, especially when the claim is your last resort to get back up.
As a property owner in Pensacola, Florida, this must sound already like a pretty familiar tale to you, with many sob stories about insurance claim rejection flying around the region today.
But did you know that an insurance claim rejection notice is not the end of your claim battle? Did you know that there is still a play left to be made? Yes, there is! When it has become obvious enough that your insurer isn’t ready to pay you for the damages you’ve suffered, the next line of action would be for you to hire a property claim lawyer.
So before you give up on your insurance claim battle, think of the number of ways in which a professional property claim lawyer can aid your course.
Take the formality off of you
One of the reasons why insurance companies win most insurance claim cases is not because they have the power to do so but mainly because most policyholders don’t even understand the formal and legal rudiments involved in insurance policies. By the time they tell you, “We are so sorry, but we cannot pay you for the damages done because we saw that the accident could have been avoided,” many owners just turn their backs and return home sad, accepting their fate.
But what many don’t know is that there is so much that goes into claim rejection, so much that it would take just a few sentences to discard your claim if you push the right buttons. Unfortunately, no property owner can push these buttons, since they don’t even know what to do, where to look, or what to present to support their claims.
Hiring a property claim lawyer takes the entire formality off your back. Property claim attorneys have the understanding, legal know-how, and experience needed to handle this type of case so that you can get what you’re due.
Offers you the knowledge of the insurance law
While it is normal for an average Pensacola, Florida property owner to feel intimated when confronting a large insurance company, an attorney has the right experience to handle this case. With a vast understanding of the insurance laws, including the Florida Unfair Claims Settlement Practices Act, insurance claims attorney can help you greatly when you’re going up against the big, bad insurance company.
It becomes easy to prove your point when you have a lawyer by your side. When you have a professional property claim lawyer by your side, you will have someone who knows how to negotiate and be your advocate. Because your attorney has the right to file suit and sue if necessary, and this can help your case.
If eventually, the matter does reach the point where litigation is required, you would need your property claim lawyer at every point of the process. Litigation can be highly overwhelming, but if you have an attorney by your side, they could help lift the burden off you.
Proper use of evidence
While you may be the one who was really at the scene of the event leading to the loss or damage, there’s no denying that you lack the know-how to know which evidence to gather and which to leave out. Calling in an attorney, however, can help you with the scrutinization of every evidence you’ve gathered before their arrival. Furthermore, they will also help you scrutinize your policy to find facts that back your claim up.
When should you hire an insurance claim attorney?
When you notice that your insurance claim hasn’t been processed or your insurance company hasn’t paid the full value of your damages, or they’ve even informed you that they won’t be paying you anything at all, then you will need a professional property claim attorney to act on your behalf. But if you don’t know where to find one, you can check this website for the best property claim lawyers in Pensacola, Florida.