Real estate

Top 5 Home Warranty Services

These days a lot of people are getting home warranties because of all the benefits that are associated with them. If you want to potentially save yourself a lot of money over a long period of time, it is important that you know what your options are. The more reviews you read, the better of a decision you will be able to make. These home warranty reviews will provide you with a detailed understanding of what each company has to offer.

  1. American Home Shield

American Home Shield is definitely one of the better known companies out there when it comes to home warranties. Those who get a home warranty from this company can save some money on repairs for appliances and other things in their home. Sometimes appliance repairs can be very costly, so getting one of these home warranties is something to think about.

One of the unique things about American Home Shield is that they actually allow you to build your own warranty plan so that you get exactly what you need. This is definitely not something that you will find with other home warranty brands, and it’s extremely beneficial.

You can choose to cover some of the bigger systems in your home like plumbing and HVAC as well as appliances like dishwashers and refrigerators. This company has a positive overall reputation when it comes to home warranties.

If you are currently looking for a home warranty, American Home Shield can most likely provide you with what you need. Your warranty period will be 12 months long, and you can choose to automatically renew the warranty after the initial 12 months is up.

  1. Choice Home Warranty

Choice Home Warranty is another option for those who are looking into getting a warranty to cover the costs of various repairs in their home. This company offers coverage for a number of systems, including air conditioning, heating, electrical, plumbing, water heater, and ductwork. Some of the covered appliances include clothes dryers, clothes washers, cooktops, dishwashers, refrigerators and ovens/stoves.

There are numerous optional add-ons that you can get coverage for through this company as well, including pools/spas, limited roof leaks, septic systems, and second refrigerators. The service call fee is $60, and the contract length is 12 months. This company has been around since 2008, and it has a good overall reputation.

One of the drawbacks of this home warranty company is that they have a small selection of plans to choose from, and there is a 30-day waiting period before the contract takes effect. While this isn’t the best home warranty company, it still offers some advantages.

The Basic plan from Choice Home Warranty is only $33.33 per month, and the Total plan is $40 per month. These prices are pretty in line with most other home warranty companies, and you pretty much get what you pay for in terms of overall coverage.

  1. America’s Preferred Home Warranty

America’s Preferred Home Warranty was founded back in 1999, and it has quite a lot to offer for frugal homeowners. This is one of the only home warranty companies that will allow you to choose your own private contractor for any repairs that are covered under the warranty. The fact that you can hire whoever you want to do your repairs just makes the whole process much faster and less frustrating.

This business is known for its incredible customer service and very reasonable prices. There is a phone number that you can call to speak with an actual representative 24/7 every single day of the year.

The numerous plans that America’s Preferred Home Warranty offers will provide you with the peace of mind you need to rest easy knowing you are covered when an important repair is needed. You will be able to choose your deductible amount as well as a payment plan that matches your needs, so it’s all very flexible.

  1. Landmark Home Warranty

Founded in 2004, Landmark Home Warranty offers coverage plans that begin at $35. There are a number of different plans to choose from, so you shouldn’t have an issue finding one to match your requirements. The caps on appliance and system repairs are very reasonable, and there are no term limits whatsoever.

While you will most likely have a fairly high premium, this company’s policies are designed for the benefit of the customer. All of this company’s home warranties include specific systems. You can choose to go with a combo plan for specific appliances. There is an appliance cap of $500 and a system cap of $1,000.

  1. The Home Service Club

The Home Service Club offers two different coverage plans for customers. These plans include both appliances and the large systems. There is the Standard plan, which covers most major home systems like plumbing, electrical and water heater. This plan is a bit bare bones, but it is certainly adequate for most homeowners. There are actually quite a few different items included.

The Comprehensive plan from this company can be useful in a number of disastrous situations. If you ever find that your plumbing is stopped up or you need pest control services, this plan will be able to save you money.

Plans are available from $65 to $125 per month, which is a bit on the high end. The Comprehensive plan is definitely worth keeping in mind if you want full coverage for home repairs.

Final Thoughts

If you are interested in getting a home warranty, you will need to take enough time to really look into the choices you have before making a final decision. There are a lot of different companies that offer these warranties, but you will need to look for one that can match your needs. It is also a good idea to establish your budget before you start doing this research. The more time you take to look into these options, the better off you are going to be financially in the long term.

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