Personal finance

Building Wealth with IRAs
Personal finance

Building Wealth with IRAs

While “getting rich quick” does happen for some people, the majority of investors find that a slow and steady investment plan is the best way to fund financial growth. Understanding when to use the different IRA options available can aid an investor in properly planning his or her individual investment […]

Saving Money on Your Phone Bills
Personal finance

Saving Money on Your Phone Bills

We all know that phones can be expensive to keep, especially alongside all your other bills and particularly for students or those on low incomes. However, there are simple ways in which you can save a lot of money per year on your phone bill, and while some of them […]

How Identity Theft Affects You
Personal finance

How Identity Theft Affects You

There are many variations on the crime of identity theft, but it all boils down to someone using your personal information to pretend they are you and charge items on your credit card, apply for loans and more. A thief may even commit a crime in your name, which gives […]

Steps to Choosing The Right Credit Card
Personal finance

Steps to Choosing The Right Credit Card

Despite common concern over credit cards invariably leading to debt, having a credit card and using it responsibly is vital to developing a solid credit history. Good credit not only allows people to acquire mortgage loans, business loans, or bank loans, certain credit cards provide consumers with added benefits like […]