Methods to Create a Budget

Methods to Create a Budget

There are many reasons why someone may not have implemented a budget to their finances. Some feel they haven't got the time, some feel they haven't got the knowledge whereas others simply don't know where to start. The first thing to decide is where you're going to record your budget. […]

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Can Money and Happiness Go Together?

Can Money and Happiness Go Together?

As a kid, I grew up in a traditional house. My parents were devout Christians, so I got the usual Christian upbringing together with my siblings. Life back then was fun, since I was still just a kid and did not have to worry about not having food, clothing and […]

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How to make Online Savings Accounts Work for You in Australia

How to make Online Savings Accounts Work for You in Australia

Thinking about starting a savings account? That's great news - especially in a time when the cost of living is rising, and many Australians are living paycheque-to-paycheque. Here are 4 questions you should ask before getting started to make sure that your online savings account is working for you. 1) Is savings […]

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Is Body Parts Insurance a Phenomenon?

Is Body Parts Insurance a Phenomenon?

Celebrity and high profile people have been getting body part insurance for decades. This is when they insure a body part that is considered highly valuable or related to their livelihood. Celebrities have had insurance policies on everything from legs, to butts, to hands, to breast, and much more. Though […]

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Manage your Finances Quickly and Efficiently with Mobile Banking

Manage your Finances Quickly and Efficiently with Mobile Banking

These days everyone seems busier so finding a quicker way to keep track of your finances while on the move is a welcome technological development. Banking Technology In 1967 the first ATM cash dispenser was installed at a Barclays Bank in a London suburb. Back then the ATM was regarded as […]

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Personal Finance for College Students: The Class That’s Not on the Schedule

Personal Finance for College Students: The Class That’s Not on the Schedule

College is a time not only for academic learning but also learning those skills you will need for survival in the adult world. One area that tends to cause problems for many college students is finances and money. For many young adults, college is the first time they are responsible for managing […]

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Using Nails as an Extra Source of Income

Using Nails as an Extra Source of Income

When it comes to getting a little extra cash, using nail art can provide you with a small income or potentially give you the makings of a small business. Becoming a professional at nails is an attainable goal as the supplies are not only cheap to acquire, but practising on […]

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The Impact of Traffic Tickets on Finances: Why Not to Speed

The Impact of Traffic Tickets on Finances: Why Not to Speed

Most people do not think much about the consequences of getting a simple speeding ticket. They think that, once the traffic fine is paid, they no longer need to worry about the situation at all. However, this could actually not be further from the truth. In fact, traffic tickets can […]

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How to Deal with the Finances of a Deceased Person

How to Deal with the Finances of a Deceased Person

When a loved one passes away, it can be a very sad and difficult time for the rest of the family. This can be made harder by the fact that there is often a huge amount to sort out in terms of the decedent's estate, which is often left to […]

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What Is a Term Deposit?

What Is a Term Deposit?

A term deposit offers safety and security to individuals who have a certain amount of money saved and would like to earn steady interest without being subject to the vagaries of the financial market. The money is placed in an account with a financial institution (usually a credit union, building […]

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Educating Your Children About Money

Educating Your Children About Money

You teach your children to cross the road, ride a bike and even give them advice about their choice of partner; but one of the most important parts of their lives is often ignored by parents. Teaching your children about money should be a fundamental part of their growing up […]

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Ways to Cut Back on Expenses in College

Ways to Cut Back on Expenses in College

It goes without saying that college debt is on the rise and whether you are a student or a parent of a student, you want to take as many opportunities as you can to save money. It isn’t as difficult as you might think, either. A little bit saved here […]

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