I did my time in college and, like many of my peers, there were times when I had to scrape by and live a bit uncomfortable to get by (i.e. ramen diet, anyone?). Those years trying to pay for part of the apartment, food, and classes really takes a toll […]
Most students who enter college don't consider all the costs they will have to deal with once they graduate. They're thinking about their new-found independence, wondering if they're going to make good grades or about the next frat party. How to pay for school, a car, an apartment, and considering […]
Illegal fraudsters are always cooking up new ways to get their hands on your cash. So how do you keep it safe? Follow these steps to reduce your chances of becoming a victim: Anti-Virus Software We can't stress this enough: get some great anti-virus software on your laptop or computer. […]
During your free time or weekends, why not spend some time to watch a movie? There are valuable lessons from movies that you can learn. Here's a list of movies where a financial lesson is a theme. "Up" In this animated film, the protagonists - a couple - save their money […]
Those dreaded auditors at the IRS have you in their sights. Unlikely? In reality…yes. It is unlikely. But just because you're paranoid doesn't mean that they're not out to get you. Although barely one percent of Americans get audited each year, there are certain red flags that the IRS agents […]
Many businesses build their relationships with their employees with the same urgency as they do to build their relationships with their customers. They accomplish this by managing fairly, providing meaningful assignments, and compensating well. Another effective strategy is that they take advantage of the existing company relationship with their business banking partner, […]
Meager income and large expenditures usually narrow our capability to build a strategic savings plan that could save us from insolvency. No matter how we try to maximize our revenues, we are still on a shortfall. Hence, we need to devise a new strategy that would work effectively on our […]
Staying single, more so when you are a mother could be both challenging and full of exciting possibilities. Being single allows a lot of space for the women but at the same there are some real and practical problems that need to be taken care of. Finance and budgets are […]
In the current economic climate, there is a pressing need for home and car owners to minimize their everyday cost of living. This not only enables them to apply the lessons taught by recent financial austerity and hardship, but it also provides them with a unique opportunity to adopt a […]
There are many reasons why someone may not have implemented a budget to their finances. Some feel they haven't got the time, some feel they haven't got the knowledge whereas others simply don't know where to start. The first thing to decide is where you're going to record your budget. […]
As a kid, I grew up in a traditional house. My parents were devout Christians, so I got the usual Christian upbringing together with my siblings. Life back then was fun, since I was still just a kid and did not have to worry about not having food, clothing and […]
Thinking about starting a savings account? That's great news - especially in a time when the cost of living is rising, and many Australians are living paycheque-to-paycheque. Here are 4 questions you should ask before getting started to make sure that your online savings account is working for you. 1) Is savings […]
