Sometimes, writers want to make sure that they are paid for their effort to compose articles or general texts. In the short term, writers may work for very little money while they become known, but in the long term, writers who don’t earn enough, won't be able to freelance for […]
Personal finance
Steps to Choosing The Right Credit Card
Despite common concern over credit cards invariably leading to debt, having a credit card and using it responsibly is vital to developing a solid credit history. Good credit not only allows people to acquire mortgage loans, business loans, or bank loans, certain credit cards provide consumers with added benefits like […]
The Importance of Employing a Professional Independent Financial Advisor
When it comes to making informed decisions surrounding your personal finances, it makes sense to employ the services of a professional independent financial advisor to ensure that you receive advice which allows you to reach your financial goals, regardless of what they may be. Of course, those not familiar with […]
The Process of Equity Release Explained
If you've reached retirement and your pension pot isn't providing the level of income you require to fund your lifestyle, or you need to access funds to cover at-home care, equity release could be an option for you. This is a process that allows you to release money from property […]
Help Deciding if a Loan Makes Sense For You
Borrowing money is a big decision because once you go into debt, you need to catch up and pay back the cost of the money you borrowed. Borrowing money is not free either, as you will need to pay interest for taking the loan. This means that not only do […]
Saving for Your Kids' College Education: 529 Plans, CD Rates, Daily Savings, etc.
We already live in a world in which having a four year degree is no longer considered "optional." Even entry level and retail jobs are requiring four-year degrees now. It isn't out of the realm of possibility to imagine that by the time your kids are grown, Master's degrees will […]
Cash Earning Ideas for Teens
If you are a teen and are looking for ways to earn extra money, there are a lot of options available. Follow these tips to earn some extra cash in no time. As a teen, you may be frustrated by having to rely on your parents to give you money […]
How Keeping My College Mentality Saves on Bills
I did my time in college and, like many of my peers, there were times when I had to scrape by and live a bit uncomfortable to get by (i.e. ramen diet, anyone?). Those years trying to pay for part of the apartment, food, and classes really takes a toll […]
How College Students Should Manage Money in 2014
Most students who enter college don't consider all the costs they will have to deal with once they graduate. They're thinking about their new-found independence, wondering if they're going to make good grades or about the next frat party. How to pay for school, a car, an apartment, and considering […]
How to Avoid Online Banking Fraud
Illegal fraudsters are always cooking up new ways to get their hands on your cash. So how do you keep it safe? Follow these steps to reduce your chances of becoming a victim: Anti-Virus Software We can't stress this enough: get some great anti-virus software on your laptop or computer. […]
Money Lessons Learned from Famous Movies
During your free time or weekends, why not spend some time to watch a movie? There are valuable lessons from movies that you can learn. Here's a list of movies where a financial lesson is a theme. "Up" In this animated film, the protagonists - a couple - save their money […]
IRS and You: The Most Common Red Flags that Make You Their Target
Those dreaded auditors at the IRS have you in their sights. Unlikely? In reality…yes. It is unlikely. But just because you're paranoid doesn't mean that they're not out to get you. Although barely one percent of Americans get audited each year, there are certain red flags that the IRS agents […]