Most people do not think much about the consequences of getting a simple speeding ticket. They think that, once the traffic fine is paid, they no longer need to worry about the situation at all. However, this could actually not be further from the truth. In fact, traffic tickets can […]
When a loved one passes away, it can be a very sad and difficult time for the rest of the family. This can be made harder by the fact that there is often a huge amount to sort out in terms of the decedent's estate, which is often left to […]
A term deposit offers safety and security to individuals who have a certain amount of money saved and would like to earn steady interest without being subject to the vagaries of the financial market. The money is placed in an account with a financial institution (usually a credit union, building […]
You teach your children to cross the road, ride a bike and even give them advice about their choice of partner; but one of the most important parts of their lives is often ignored by parents. Teaching your children about money should be a fundamental part of their growing up […]
It goes without saying that college debt is on the rise and whether you are a student or a parent of a student, you want to take as many opportunities as you can to save money. It isn’t as difficult as you might think, either. A little bit saved here […]
When opening or changing your bank account, the wide amount of choice available can be overwhelming. Each account has a different range of benefits, with the differences sometimes hard to distinguish for the unaccustomed eye. Most banks offer savings accounts, current accounts, premier accounts and many more besides - but […]
A 2011 survey conducted by insurers Scottish Widows highlighted that the British are quite a reserved bunch when it comes to talking about personal finance. Whilst 97% said they would gladly talk about their children to friends and family, a whopping 43% said they preferred never to talk about their […]
We hear a lot in our day about fiscal accountability and responsibility, and as far as our media saturated ears are concerned, it always sounds like a more collective topic, than it does a personal topic. The truth is that it's both. While our country's fiscal situation is relative, it's […]
You might think that coming up with a business idea might be a seamless task; but you'd be wrong. If you think that setting up a business (be it offline or online) is going to be a breeze, you will fail. No beating around the bush; setting up a business […]
Have you ever found yourself in a situation where you are living week to week? Or perhaps you’ve managed to get yourself into debt with a mounting credit card bill or defaulted loan repayments. If these scenarios sound familiar then it’s time to have a good look at the way […]