Personal finance

5 Tips to Help You Survive on Very Little Money

save money every dayEven if you have very little money, there are ways to survive and get all that you need to be comfortable and safe, as well as nourished. Check out the five tips below if you need some help getting by until you are able to generate a higher income.

Use Coupons and Cook at Home

Dining out may seem really easy, convenient, and fun, but the truth is that you will likely end up spending a lot more money doing that than you would if you cooked your own food at home. Plus, eating out all the time could result in you consuming far more calories, fat, cholesterol, salt, and sugar than is optimal, and this could lead to health problems and expensive medical bills in the long run.

Rather than dining out most of the time, cook at home the vast majority of the time. Shop for a variety of foods from your local farmer's market or discount grocery store, purchasing generic brands to save money and purchasing items in bulk when they are on sale. In this way, you can save money, as well as have plenty of food saved up for the future, particularly if you stock up on items like canned foods, spices, and other items that have a long shelf life.

Also, make it a point to always use coupons when you shop for groceries and other essentials, and never be ashamed to hand the cashier a lot of coupons that could result in substantial savings on your grocery bill. You can buy a lot more with a lot less money if you take the time to clip coupons from your local newspaper or search for coupons online that you can print out.

Take Advantage of Sales and Rewards Programs

When shopping for clothes and other essentials, you can search for sales and do price comparisons to find the best deals. You can also check websites to see if you can snag better deals. You may be surprised by how much money you can save by simply shopping around online rather than in stores. But whether you shop in stores or on the Internet, always look for sales and simply avoid making a full-price purchase unless it is absolutely necessary.

Many retailers also have great rewards programs that give you discounts and other perks for shopping with them, so definitely sign up whenever you have the chance to take advantage of these programs.

Use a Bicycle to Get Around

To save money on gas that would go into your car to get around, get a bicycle instead. Whenever the weather permits, use your bicycle to get to work, to the store, to the bank, etc. As long as these places are local enough and you have the stamina, you can get some great exercise while saving a lot of money. And if you do not own a vehicle or bicycle, or you can't afford to put gas in your car, there is always public transportation, which is affordable and easy to use whenever you need to go somewhere.

Grow a Garden

Growing a garden is yet another way to save a lot of money, and you can use what you grow to cook delicious, healthy meals at home. Start a simple vegetable garden in your backyard, which you can grow throughout the year if you live in a temperate climate. Otherwise, you can grow your outdoor garden during the spring, summer, and fall, and then grow some food, such as simple herbs, in some indoor pots during the winter.

Receive a Free Cell Phone and Cell Phone Plan

A lot of people are completely unaware of a great government program that is designed specifically for those who simply can't afford to purchase a cell phone and a cell phone service plan. Simply visit freegovernmentcellphone.net to get all of the information you need about this valuable and really helpful program, and to see if you qualify.

Even if you have hit a financial rough patch and you are struggling to get by with very little money, all hope is not lost. Look into the government programs available, be smart with the money you have, and work hard to find the employment you need to turn your life around.

Do you have any questions? Please ask.