Investment Opportunities that Aren’t Stocks

You have saved an ample amount of money sitting still in your bank account and all of a sudden you have a desire to use it to invest in something. For reasons known only to you, you decide that the money won’t be going to stocks. Here are other investment opportunities that exist for you to consider.

Peer-to-Peer Lending

Peer-to-Peer lending lets you loan money to other individuals or businesses while you accumulate interest from your investment. Right now, the most prominent peer-to-peer lending platforms are Lending Club and Peer Form.

Real Estate

Next to this list of investment opportunities is real estate. Investing in real estate does not have to come down to you buying a physical property. One option is to invest your money in a real estate limited partnership (RELP) that looks for investors to provide financing for a real estate project in return for becoming a limited partner. You will be given a share of the ownership of the project. Another alternative is to invest in real estate investment trusts (REIT) or crowdfunding services likeRoofstock.


Forex trading involves the exchange of one currency for another. A forex trading strategy defines a system that a forex trader uses to determine when to buy or sell a currency pair. Online forex brokers usually let people open an account for as small as $100. Forex is also a leveraged product which could be a good or bad thing depending on how wisely you use it.


Among the investment opportunities that appear in this article, commodities are very easy to understand with the law of supply and demand dictating prices. There are many commodities to choose from such as gold, silver, cocoa, and more. Much like real estate, there are other alternatives than physically owning an asset you’ve invested in. There are futures contracts that do not include a delivery of a physical commodity.

Government Bonds

Government bonds are debt securities issued by the government in order to support governmental spending. Out of all the investment opportunities listed, government bonds are by far the safest investment but they offer a relatively small interest rate.

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