Most car accidents that happen on major roads close to the city are not as dramatic as what you are used to seeing on TV. The daily accidents, which happen by the hundreds or even thousands, tend not to be fatal.
But that is not to say they are not costly. The damage caused on a car by an accident is usually very expensive to repair. A large scrape, for instance, may call for a full repainting of the car. Other parts, such as the windshield, cannot be patched up and therefore require full replacement.
Below are some tips that you should follow when involved in an accident. They will help you avoid unnecessary expenses.
- Stay calm
Accidents happen so fast. If the impact of a crash was huge, this can be very disorienting. Even if the scale of the accident is not too severe, anxiety and shock are bound to set in. If you don't check your anxiety, you could go wandering into oncoming traffic. Stay calm, figure out the next move and you will not incur any further insurance costs.
Feelings of guilt and anger are also very common in accidents, especially where there are children present, but you should not let these feelings get in the way. Feelings will result in irrational behavior, which will only make a bad situation worse. Suppress your feelings of road rage to avoid any assault charges filed against you.
- Get to safety
When you have been in an accident, try to get out of danger as soon as possible. If you remain in high speed traffic, you could get involved in another accident. It's also possible for your car to catch fire with you in it.
After an accident, engage the car hazard lights and get to safety by the roadside. Call for a tow truck immediately. You can also call your insurance company and they will come to your rescue as well.
- Check for Injuries
Once you are safely out of moving traffic, check to see if you have any injuries. Also check other occupants in the car.
Call for an ambulance immediately and get to the hospital. It's safe for everyone in the car to get a routine medical check after the accident. Some injuries cannot be obviously detected, therefore, get an instant checkup and arrest any future problems before they occur.
Getting everyone a clean bill of health will shield you against claims from third parties.
- Collect evidence
Take photographic evidence of the accident scene, both for your car and any other cars involved. Capture other details such as skid marks, obstacles on the road, wetness, frozen road, potholes, and bumps. Such details will help you with your claim.
Exchange details with the driver of the other car involved in the accident and get in touch as soon as possible.
- Filing a claim
If you deem the damage is minor and can be repaired out of pocket, you can do so. If the damage is too severe, file a claim with your insurer as soon as possible.