Sunday, September 24, 2023
The credit card companies are making smart money since long. They have a little odd way of showing that they want customers to be debt free. They will always try that their customers make use of more and more of their credit limit and they can make huge profit on […]
If managed correctly, a clothing account can be very helpful. Who doesn't love the idea of shopping for clothes even when you don't have money? However, as with all forms of credit, a clothing account can have its dark side. Here are some tips to manage your account responsibly, while still […]
You've probably heard of horror stories of spendthrift shoppers falling into arrears on their clothing accounts, and ending up having to pay dearly months or even years later just for what started out as just one pair of shoes. However, clothing accounts, if used responsibly, can actually be a great […]
Money management isn't always an easy thing to handle considering the fact that when it comes to handling a business, then things become too difficult. Be it handling business customers or managing the cash flow or taking care of your business accounts, each of these need time, planning and dedication. […]
Though we all know that bad credit is not a permanent situation but we all have to accept that it could really bring us down. We get in a lot of bad situations if we have a bad credit. We cannot get the house or the car we always wanted […]
The main reason a lot of people are filing for bankruptcy is because it releases them from any debts they might be in, though this frees you of debt it does not free you from it all, there are certain types of debt that bankruptcy cannot get rid of. Before […]
A credit card is a plastic card issued to individuals by either a bank or credit provider. They can be used to buy goods from online retailers or in-store in the same way that a debit card would be. However, instead of having monetary funds within the account you would […]
People who couldn't afford the homes they purchased are responsible for a large portion of the economic downturn of 2007 and 2008. The people who loaned them money they couldn't afford to pay back are also responsible for this important moment in world economic history. Now, lenders aren't eager to […]
Do you check your credit often? Or Do you give a thought about it only during the emergencies? Which of the category you belong to? If you belong to the former one then you are financially quite aware and sound. If you are someone who dwell in the second group […]
A 2011 survey conducted by insurers Scottish Widows highlighted that the British are quite a reserved bunch when it comes to talking about personal finance. Whilst 97% said they would gladly talk about their children to friends and family, a whopping 43% said they preferred never to talk about their […]
People make mistakes, and, if you're living paycheck to paycheck, it can be hard to pay all your bills on time. That hurts your credit, and you're wondering what you can do to repair the damage. You aren't alone - millions of people around the country have poor enough credit to make […]
It is a truth universally acknowledged that if you want to access credit, whether through credit cards or loans, you have to prove to the lenders that you will be able to pay back the entire amount that you borrow. But in order to get the credit that you deserve, […]