Debt and credit

Workable Ways to Get Out of Debt
Debt and credit

Workable Ways to Get Out of Debt

According to American Debt Advisor, around 80% of the population is in debt. If we exclude secured debt, car and home loans, there is still around 50% of the population carrying debt, some of it in the amount of tens of thousands of dollars. And these statistics are mirrored around […]

Understanding Debt Settlement to Avoid Scams
Debt and credit

Understanding Debt Settlement to Avoid Scams

Sometimes there are alternatives to bankruptcy, and depending on your particular situation one of those is debt settlement. Debt Settlement is a way of working with your creditors and debt collectors to settle your outstanding debts for less than the amount that you owe. Depending on the amount of money you […]

Rebuilding Credit after Bankruptcy
Debt and credit

Rebuilding Credit after Bankruptcy

Filing bankruptcy provides an opportunity for a fresh financial start; the psychological benefits of a debt-free existence are immense. But, it also has its downsides in that it totally kills your credit. This black mark will remain on your credit report for many years to come. While you will not […]

How to Safely Manage a Clothing Account
Debt and credit

How to Safely Manage a Clothing Account

If managed correctly, a clothing account can be very helpful. Who doesn't love the idea of shopping for clothes even when you don't have money? However, as with all forms of credit, a clothing account can have its dark side. Here are some tips to manage your account responsibly, while still […]