Debt and credit

Understanding Debt Settlement to Avoid Scams
Debt and credit

Understanding Debt Settlement to Avoid Scams

Sometimes there are alternatives to bankruptcy, and depending on your particular situation one of those is debt settlement. Debt Settlement is a way of working with your creditors and debt collectors to settle your outstanding debts for less than the amount that you owe. Depending on the amount of money you […]

Rebuilding Credit after Bankruptcy
Debt and credit

Rebuilding Credit after Bankruptcy

Filing bankruptcy provides an opportunity for a fresh financial start; the psychological benefits of a debt-free existence are immense. But, it also has its downsides in that it totally kills your credit. This black mark will remain on your credit report for many years to come. While you will not […]

How to Safely Manage a Clothing Account
Debt and credit

How to Safely Manage a Clothing Account

If managed correctly, a clothing account can be very helpful. Who doesn't love the idea of shopping for clothes even when you don't have money? However, as with all forms of credit, a clothing account can have its dark side. Here are some tips to manage your account responsibly, while still […]

Credit Cards: Beauty and the Beast
Debt and credit

Credit Cards: Beauty and the Beast

A credit card is a plastic card issued to individuals by either a bank or credit provider. They can be used to buy goods from online retailers or in-store in the same way that a debit card would be. However, instead of having monetary funds within the account you would […]