Financial management is an important part of starting and running a business, big or small. Contrary to what most people think, financial management is far from quite simply bookkeeping and balancing the business bank account. Entrepreneurs must consider their finances for several purposes, starting from preparation for survival in bad […]
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The Easiest Way to Finance a Mattress
Your old bed is sagging and causing needless discomfort. Obviously, it is time to change your mattress, however, you know that the one you like will be a few bucks more than you have available when you begin the mattress quest. No need to fear because you can comfortably afford […]
Finance It or Pay for It Cash? Which Is Better and When?
Why wouldn’t I want to buy with cash? It just makes sense not to pay more money for something at an unfavorable interest rate when you have the cash to buy it outright, correct? Not necessarily. Sometimes if you have cash available to you, it can benefit you more in […]
12 Things Everyone Should Know About Personal Finance
It’s important to know the essentials of finance. When we manage our money properly, we can lessen the stresses of everyday life. Here are 12 things every person should know about managing their finances. Risks Shouldn’t Always Stop You Making tough choices is part of life, and often making the […]
Personal Finance Checklist for Those Becoming NRIs
Indians have always been allured by foreign countries, with some of them wanting to visit or probably settle down forever. For some Indians, these dreams turn into reality when they get the opportunity to follow new avenues and explore their talent. The host country is also benefited when a skilled […]
What Bankruptcy Can & Can’t Do for Personal Finances
Bankruptcy can do many things for your personal finances. Chapter 13 can do even more than Chapter 7 for many individuals. However, bankruptcy is not always the best solution or a complete solution to debt problems. You should learn everything you can about bankruptcy options and alternatives to bankruptcy before […]
How to Finance a Startup Business
It is fun to be your own boss. But it comes with a lot of responsibilities as well. If you are an employee, you have to do as told. The company’s goals are basically yours. And someone else took those decisions on your part. Like the major decision. But when […]
It starts at home: 5 personal finance steps before starting a business
As the newspapers keep on reminding us, more and more people are starting their own business. There can of course be umpteen reasons behind this; nowadays for example you don’t need the bricks and mortars establishment that you once did, and the internet has most certainly made things much easier. […]
How To Safeguard And Grow Your Finances In 2019
Have you taken the time to sit down and look at your finances for the year of 2018? Are you a little more than disappointed? Maybe you made it your New Year’s resolution to manage your money better in 2019. Whatever the situation is, if you haven’t started yet now […]
The Benefits, Features, and Qualifications of the Home Affordable Refinance Program
Is your home’s loan more than what your property is worth? Are you struggling to pay high-interest rate payments even though you know you could qualify for a lower interest rate? The Home Affordable Refinance Program, also called HARP, may be able to provide some help to individuals. This type […]
Better Marriage Finance Management for a Conflict-Free Relationship with Your Partner
If you’re new to mixing marriage and finances, don’t fret. Talking about your income and money goals is all a part of having healthy communication with your partner. Still, the topic clearly isn’t for everyone. Studies show that couples would rather talk about their weight than discuss their finances. Why? Some […]
Simple Ways to Address Your Personal Finances Before Getting Married
Throughout the course of your life, you will come across a variety of major changes that impact all other areas of your life at the same time. One of these areas that will undoubtedly be affected, when you go through a big life change, is your personal finances. For example, […]